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400 E 3rd Ter, Lamar, MO, 64759

3beds
2baths
1,606sqft
$182,500
$114price/sqft
$1,337/moest. monthly cost
$53,480/yrincome needed

About This Home

This well-maintained, one-owner Ranch home offers excellent space and comfort. Key features include a family room addition from 1977 and a lovely screened-in patio, which also houses a secure storm shelter for peace of mind. The property includes the original attached carport plus an additional 19' x 24' detached carport, providing ample parking for all your vehicles, tools, and recreational toys.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Lamar Elementary SchoolGrades 3-50.4 mi
7/10
Lamar Middle SchoolGrades 6-80.4 mi
2/10
Lamar High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Construction materials: Brick,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,606

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan

Interior Area

  • Total structure area: 1,606
  • Total interior livable area: 1,606 sqft

Property

Details

  • Parcel number: 0904019030017010000

Features

  • Patio & porch: Covered,Patio,Porch,Screened

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 85 x 100

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Drought

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $922$11,064
Home Insurance *$185$2,220
Property Taxes $89$1,068
Electricity $141$1,693
Total$1,337$16,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,840/yr
40% on housing$40,110/yr
45% on housing$35,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 64759$178
Barton County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 64759
Barton County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$182,500

For Sale by Agent

AgentAnn Blaser, Broker
BrokerageBlaser Realty

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