See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

407 E Central Rd, Lamar, MO, 64759

4beds
4baths
2,326sqft
$395,000
$170price/sqft
$2,769/moest. monthly cost
$110,760/yrincome needed

About This Home

Peaceful Retreat on 5.2 Acres with Pool, Guest/Pool House & More! Welcome to your own slice of serenity! This beautifully maintained 3-bedroom, 3-bathroom home is nestled on 5.2 private acres and offers the perfect blend of comfort, space, and outdoor living. Step inside to find a warm and inviting interior featuring a stunning stone fireplace, spacious living areas, large kitchen with ample countertop space, and a large primary suite complete with a walk-in shower and ample closet space. The finished basement offers a versatile rec room with full bathroom and two bedrooms--perfect for entertaining, relaxing, or hobby space. Outside, enjoy summer days lounging by the in-ground pool or hosting guests in the charming pool house, complete with its own bedroom and bathroom for added convenience and privacy. A covered back composite deck provides the ideal setting for morning coffee or evening gatherings overlooking the peaceful landscape. The property also includes a 3-car detached garage, a loafing shed for animals or storage, and plenty of room to roam, garden, or simply unwind. ''AI-enhanced/virtually staged photos are used in this listing to help illustrate potential layout and design.''

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
East Elementary SchoolGrades PK-21.8 mi
7/10
Lamar Middle SchoolGrades 6-83.0 mi
2/10
Lamar High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Hard Board,Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Concrete,Vinyl
  • Fireplace: Yes
  • Finished area below ground: 786
  • Finished area above ground: 1,540

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 2,326
  • Total interior livable area: 2,326 sqft

Property

Details

  • Parcel number: 0908.02700.0000008.000

Features

  • Private pool: Yes
  • Patio & porch: Covered,Deck,Porch
  • Fencing: Barbed Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 5 Acres
  • Features: Pasture,Rural
  • Lot size dimensions: 5.2 acres

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$401$4,812
Property Taxes $194$2,328
Electricity $177$2,131
Total$2,769$33,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,937/yr
40% on housing$83,070/yr
45% on housing$73,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 64759$174
Barton County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 64759
Barton County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$395,000
2025-12-02Price change$397,500
2025-08-01Listed for sale$399,900
2025-05-30Listing removed$425,000
2025-04-08Price change$425,000
2025-03-07Listed for sale$435,000
2025-01-20Listing removed$435,000
2025-01-01Listed for sale$435,000
2024-01-05Sold--
2023-11-21Pending sale$375,000
2023-10-30Price change$375,000
2023-10-18Listed for sale$395,000
2023-08-17Contingent$395,000
2023-08-09Price change$395,000
2023-07-31Price change$403,200
2023-07-30Price change$403,500
2023-07-29Price change$403,200
2023-07-14Listed for sale$448,000

For Sale by Agent

AgentThe Denney Team, Courtney Denney
BrokerageRealty One Group Ovation

Similar Homes