106 Lake Viking Ter, Gallatin, MO, 64640
About This Home
Modern, fun, and Turn-Key, this lakefront retreat is ready for you to enjoy! This beautifully remodeled 5-bedroom waterfront home is designed for ultimate summer living, complete with a dock and pavilion perfect for soaking up the sun. Move-in ready and thoughtfully designed for comfort and convenience, the home features two kitchens, two laundry areas (one on each level), and five spacious bedrooms. Step outside and enjoy the spacious deck, beautiful sidewalk down to a concrete patio right at the water’s edge, creating the perfect setting for relaxing or entertaining. Inside, you’ll love the bright, refreshing finishes that truly bring lake life to life. The main level showcases a soothing color palette, hardwood floors, and updates throughout, including new HVAC, plumbing, electrical, siding, and windows, this home has been remodeled down to the studs. The kitchen features stunning quartz countertops, stainless steel appliances including a dishwasher, and a stylish wet bar. The lower level is just as impressive, offering a second kitchen with dishwasher, eat-in dining area, 2 bedrooms, and two twin-to-king trundle daybeds. Additional highlights include built-in cubbies, banquette seating, and beautifully tiled bathrooms. Conveniently located near the main entrance and just moments from the clubhouse, salt water pool, marina, and beach, you’ll love having summer fun right at your fingertips—including food trucks within easy reach. Lake life is calling, don’t miss your chance to make it yours! The yard is in the process of being seeded and reworked due to newly installed lawn irrigation and recent improvements.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Roof: Composition
- Construction materials: Frame,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Lower Level,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom2
- Features: Wood Floor
- Level: Main
Bedroom3
- Features: Wood Floor
- Level: Main
Bedroom4
- Features: Luxury Vinyl
- Level: Lower
Bedroom5
- Features: Luxury Vinyl
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Wet Bar
- Window features: Thermal Windows
- Flooring: Carpet,Tile,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 1,469
- Finished area above ground: 1,469
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,938
- Total interior livable area: 2,938 sqft
Kitchen
- Level: Main
Kitchen2Nd
- Level: Lower
Laundry
- Level: Lower
Laundry
- Level: Main
Master Bedroom
- Features: Wood Floor
- Level: Main
Property
Details
- Parcel number: 145.11620211
Features
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.49 Acres
- Features: Other
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Drought
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $695 | $8,340 |
| Property Taxes | $398 | $4,776 |
| Electricity | $224 | $2,692 |
| Total | $6,247 | $74,964 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $995,000 |
| 2026-03-19 | Listed for sale | $1,050,000 |
| 2025-11-19 | Listing removed | -- |
| 2025-10-02 | Listed for sale | $995,000 |
| 2025-09-29 | Pending sale | $995,000 |
| 2025-08-21 | Listed for sale | $995,000 |
| 2017-02-24 | Sold | -- |
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