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36731 State Highway K, Sedgewickville, MO, 63781

2beds
1baths
1,066sqft
$179,000
$168price/sqft
$1,370/moest. monthly cost
$54,800/yrincome needed

About This Home

Are you searching for your own place in the country? This 2-bedroom, 1-bath home is ready for your personal updates and finishing touches. The enclosed 20x25 garage offers great potential, perfect for a sunroom or additional living space to expand the home's square footage. A couple of outbuildings provide extra storage or workspace options.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
2/10

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished

Bathroom

  • Level: Main
  • Area: 32
  • Dimensions: 8x4

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Area: 150
  • Dimensions: 10x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Hardwood,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,066
  • Total interior livable area: 1,066 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 11x19

Property

Details

  • Parcel number: 0201.21104
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.81 Acres
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$253$3,036
Property Taxes $71$852
Electricity $141$1,693
Total$1,370$16,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,971/yr
40% on housing$41,100/yr
45% on housing$36,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.8%
14.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 63781$237
Bollinger County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 63781$101
Bollinger County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$189,000

For Sale by Agent

AgentBeth A Yamnitz
BrokerageRitter Real Estate

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