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11078 State Highway 51, Sturdivant, MO, 63782

3beds
3baths
1,766sqft
$139,000
$79price/sqft
$1,039/moest. monthly cost
$41,560/yrincome needed

About This Home

Country living at the very best! Ranch home, and 4 acres! Living room, kitchen/dining, 3 bedrooms and 3 bathrooms. Living area with approximately 1,766 sq. ft. of space. Other section of the home is ready for a handyman's touch. Attached with a 2-car garage and 1-carpot. Full basement gives spare space for storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Zalma Elementary SchoolGrades PK-66.5 mi
4/10
Zalma High SchoolGrades 7-126.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,766

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,766
  • Total interior livable area: 1,766 sqft

Property

Details

  • Parcel number: 19062310
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 3.85 Acres
  • Features: Adjoins Wooded Area

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$141$1,692
Property Taxes $55$660
Electricity $141$1,693
Total$1,039$12,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,622/yr
40% on housing$31,170/yr
45% on housing$27,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.8%
14.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 63782
Bollinger County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 63782$64
Bollinger County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-08Listed for sale$139,000
2021-06-16Sold--
2021-04-21Contingent$164,900
2021-01-15Listed for sale$164,900

For Sale by Agent

AgentMichael A Zouglas
BrokerageREO Xpress, LLC

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