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19108 Monroe Rd #1117, Madison, MO, 65263

3beds
2baths
2,500sqft
$599,900
$240price/sqft
$5,225/moest. monthly cost
$209,000/yrincome needed

About This Home

Custom Brick Home on Acreage with Lake, Shop, and Endless Potential -- Madison, MO Just minutes from Moberly, INGA KOKIC IS MAIN POINT OF CONTACT. this stunning custom-built brick home sits on 11.7+/- acres and offers the rare opportunity to own additional land -- purchase 11.7 acres, 30 acres, or more! The property features a scenic 5-acre stocked lake, multiple ponds, and a gated entrance on a quiet dead-end county road for ultimate privacy. The home offers 3 bedrooms and 2 bathrooms on the main level, plus a massive lower level with so much potential with a living area. Inside, you'll find exquisite craftsmanship with handmade cabinetry, woodwork, and details throughout. A heat pump system and 2-car attached garage add to the home's comfort and functionality. Outbuildings include a 30x40 insulated garage and a 40x80 machine shop perfect for equipment, hobbies, or workspace. Additional features include a ½-acre pond and optional equipment available for sale. This is a rare chance to own a beautifully maintained home on substantial acreage with unmatched potential, whether you're looking for a peaceful residence, hobby farm, or recreational retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Madison Elementary SchoolGrades PK-63.9 mi
5/10
Madison High SchoolGrades 7-123.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 00000000000000

Lot

  • Lot size: 11.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Built-In,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$1,633$19,596
Property Taxes $369$4,428
Electricity $190$2,290
Total$5,225$62,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,142/yr
40% on housing$156,750/yr
45% on housing$139,333/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.5%
6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 65263$199
Monroe County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 65263
Monroe County$66

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-04Listed for sale$599,900
2026-01-01Listing removed$639,900
2025-08-21Price change$799,000
2025-08-21Price change$995,000
2025-08-01Listed for sale$639,900
2025-05-02Listing removed$499,900
2024-09-27Listed for sale$499,900
2024-08-15Listing removed$599,000
2024-04-17Listed for sale$599,000
2024-02-25Listing removed$599,000
2023-11-02Price change$599,000
2023-06-26Price change$699,000
2023-06-22Listed for sale$849,000

For Sale by Agent

AgentStacey Swalla, Weichert, Realtors - House of Brokers, Inga Kokic, Weichert, Realtors - House of Brokers
BrokerageWeichert, Realtors - House of Brokers

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