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403 N Main St, Louisiana, MO, 63353

6beds
5baths
3,682sqft
$450,000
$122price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

Gracefully placed on a bluff above the majestic flowing Mississippi River is this Victorian treasure where from the overlook deck you can listen to the gentle hum of the towboats coming down river, the soft splash of the river waves along the shoreline, the sound of the soaring eagle flying above, and the whistle of the distant train as it enters town. The Great River Road B & B also known as the Lafayette Tinsley Home Circa 1870 offers a unique blend of historical character and contemporary living with its 6 bedrooms and 4 1/2 bathrooms. Invision the many possibilities from multigeneration living, expansive mother in-law suite, a rental apartment and so much more. The updated kitchen is designed for both culinary exploration and social gatherings with an amazing view. It features elegant stone counters and a functional island with farmhouse sink, updated appliances, and creates an ideal space for meal preparation and casual dining. Cypress and oak fretwork, original oak flooring, Bohemian glass on the front doors, leaded glass in upstairs door, ornate antique light fixtures, glass French doors, and expansive ceiling height enhance the character of this amazing home. Two bedrooms can be utilized on the main floor with four additional on the second floor. A panoramic view can be seen from the front and back balconies off the second level. Two full and one-half baths are located on the main floor with two full on the upper level to accommodate a large family or many guests. Tranquil and serene enjoyment from the charming front porch, the screened back porch, or the overlook deck. Beautiful landscaping blooms throughout the seasons. This home offers an attached 2 car garage and additional parking pad. Schedule a visit to see the many more details.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
2/10
Louisiana Middle SchoolGrades 6-82.0 mi
5/10
Louisiana High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Microwave,Electric Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Bedroom

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 176
  • Dimensions: 16x11

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 330
  • Dimensions: 22x15

Bedroom4

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 180
  • Dimensions: 12x15

Bedroom5

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 242
  • Dimensions: 22x11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Bookcases,Breakfast Bar,Entrance Foyer
  • Window features: Blinds,Insulated Windows
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area above ground: 3,682

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Dual,Electric,Separate Meters

Interior Area

  • Total structure area: 3,682
  • Total interior livable area: 3,682 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 255
  • Dimensions: 15x17

Other

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 140
  • Dimensions: 10x14

Property

Details

  • Parcel number: 080418001008011.000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Enclosed,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Balcony,Garden,Private Yard
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.50 Acres
  • Features: Front Yard,Garden,Landscaped,Private,Views

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt,Concrete,Deck,Garage,Garage Door Opener,Garage Faces Side,Parking Pad,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$417$5,004
Property Taxes $228$2,736
Electricity $281$3,374
Total$3,201$38,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 63353$263
Pike County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 63353
Pike County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$450,000
2026-01-01Listing removed$474,900
2025-05-16Listed for sale$474,900
2017-07-14Sold--

For Sale by Agent

AgentLisa J Brown
BrokerageReeceNichols Real Estate

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