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409 Luke St, Clarksville, MO, 63336

4beds
3baths
2,500sqft
$279,000
$112price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Spacious home offering over 1,900 square feet of living space on the main level, plus a partially finished walk-out basement. The main floor features four generously sized bedrooms and two full bathrooms. The home includes 42" Amish-crafted kitchen cabinets and stainless steel appliances, all of which stay with the property. The large living room offers flexible space and could easily be used as both a living and dining area. Updated flooring runs throughout the main level. Main-floor laundry adds convenience, and the washer and dryer will also remain with the home. The walk-out basement features a bar and recreation area with a pool table that stays, a spacious family room with a wood-burning fireplace, and a full bathroom. A front balcony offers a partial view of the Mississippi River. The backyard has been enhanced with fencing and new landscaping, creating a peaceful sitting area that is great for pets. Home is pet-friendly and includes a doggy door for added convenience. Situated on 1.45 acres, this property also includes a single-car detached garage, open ground, and wooded areas.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

10/10
Clopton Elementary SchoolGrades PK-65.8 mi
3/10
Clopton High SchoolGrades 7-125.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Dryer,Microwave,Oven,Electric Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace features: Basement,Masonry,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,912

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 110516002004002.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 1.45 Acres
  • Features: Adjoins Wooded Area,Back Yard,City Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$335$4,020
Property Taxes $141$1,692
Electricity $190$2,290
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 63336$129
Pike County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 63336
Pike County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$289,900
2024-03-08Sold--
2024-02-20Pending sale$247,000
2024-02-17Listed for sale$247,000
2024-01-16Contingent$247,000
2023-12-08Price change$247,000
2023-12-05Listed for sale$249,000
2023-11-20Pending sale$249,000
2023-10-31Listed for sale$249,000
2023-10-27Pending sale$249,000
2023-10-20Listed for sale$249,000
2023-10-02Pending sale$249,000
2023-09-25Listed for sale$249,000

For Sale by Agent

AgentMegan D Miller
BrokerageCannon Realty, Inc.

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