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1 Bayside Villa, Lemoyne, NE, 69146

2beds
1baths
1,098sqft
$99,900
$91price/sqft
$946/moest. monthly cost
$37,840/yrincome needed

About This Home

Ready for easy Lake Mac living? This cozy 2 bed, 1 bath trailer in Bayside Villa on the North side of Lake McConaughy offers quick access to the lake and is just minutes from Stetson’s Convenience Store and Boxcar Bar & Grill. With a partially finished basement and being sold turn-key — from furniture to dishes, you can close on the property and start enjoying lake life the very same day. An affordable way to jump into the Lake Mac lifestyle and start making memories.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Prairie View SchoolGrades PK-88.8 mi
2/10
Ogallala High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: 41-60 YRS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Lake Property

Interior

Basement

  • Area: 780

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Finished area above ground: 1,098

Interior Area

  • Total structure area: 1,098
  • Total interior livable area: 1,098 sqft

Property

Details

  • Parcel number: 426000100

Features

  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Living area range: 1001-1200

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance $263$3,156
Property Taxes $54$648
Electricity $124$1,493
Total$946$11,352

Income You'd Need if You Spent...

35% on housing$32,434/yr
40% on housing$28,380/yr
45% on housing$25,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 69146$110
Keith County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 69146
Keith County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$110,000

For Sale by Agent

AgentKelly Coggins
BrokerageBayside Realty Group, LLC

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