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301 Us Highway 85, Buffalo, SD, 57720

2beds
1baths
640sqft
$80,000
$125price/sqft
$813/moest. monthly cost
$32,520/yrincome needed

About This Home

Conveniently located 2 Bedroom, 1 Bathroom house within walking distance of downtown. Fenced yard with dog pen and storage shed. Could be a great rental or town house for school. Listed by Tedd Thompson, ReMax in the Hills, 605-641-0321 and Co-listed by Carmen Thompson, ReMax in the Hills, 605-641-0199. Measurements are from county records. Basement is unfinished, partial cement floor, partial dirt floor, partial crawl space, used for storage and for the furnace and hot water heater. Basement access is by trap door in the kitchen. Basement square footage is not included in the total square feet. All information contained in this document should be verified by buyer and/or buyer's agent.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Buffalo Elementary - 02Grades K-50.8 mi
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range Oven,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl,Laminate

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Property

Details

  • Parcel number: 000413

Features

  • Exterior features: Kennel
  • Fencing: Chain Link

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Lawn,Trees

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Wildfire
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Harding County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance $146$1,752
Property Taxes $117$1,404
Electricity $146$1,755
Total$813$9,756

Income You'd Need if You Spent...

35% on housing$27,874/yr
40% on housing$24,390/yr
45% on housing$21,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 23.8%
23.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 57720
Harding County

vs Homes Sold Last Month

Median $/sqft

ZIP 57720
Harding County$42

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$80,000

For Sale by Agent

AgentTedd Thompson
BrokerageRE/MAX In The Hills

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