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835 Harding St, Belle Fourche, SD, 57717

6beds
4baths
6,957sqft
$625,000
$90price/sqft
$4,992/moest. monthly cost
$199,680/yrincome needed

About This Home

Nestled in the heart of downtown Belle Fourche, this magnificent historic home offers over 6900 square feet of living space. Featuring six spacious bedrooms and three and a half bathrooms, this residence seamlessly blends old-world charm with modern efficiency. The home boasts original woodwork, showcasing its rich history, while an expansive second-floor addition provides ample living space. The property sits gracefully on a corner lot with a beautifully landscaped yard, enclosed by a charming white picket privacy fence. Car enthusiasts will appreciate the 7+ garage stalls, including attached garages with radiant heat. This home is highly efficient, with added insulation throughout the exterior and double-pane storm windows, ensuring low utility bills and year-round comfort. The possibilities are endless ~ this home is equipped to offer enough space for multi-family living (investment opportunity) or multi-generational living. Don't miss an opportunity to call this beautifully maintained historic home "yours". This property is listed by Michelle Watson & McKenzie Hennessey, Keller Williams Reallty Black Hills. 605-340-0898

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 132

Bedroom4

  • Level: Upper
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192

Features

  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 6,957
  • Total interior livable area: 6,957 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 285

Master Bedroom

  • Level: Upper
  • Area: 180

Property

Details

  • Parcel number: 15002211

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open Deck,Covered Deck
  • Exterior features: Sprinkler System

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Lawn,Rock

Parking

  • Total spaces: 4
  • Parking features: Four or More Car,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Butte County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance $571$6,852
Property Taxes $730$8,760
Electricity $531$6,376
Total$4,992$59,904

Income You'd Need if You Spent...

35% on housing$171,154/yr
40% on housing$149,760/yr
45% on housing$133,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 57717$167
Butte County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 57717
Butte County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-03Price change$725,000
2025-06-03Listed for sale$785,000

For Sale by Agent

AgentMichelle J Watson
BrokerageKeller Williams Realty Black Hills BF

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