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4042 Rio Ct, San Jose, CA, 95134

3beds
3baths
1,139sqft
$998,000
$876price/sqft
$6,549/moest. monthly cost
$261,960/yrincome needed

About This Home

Welcome to this beautifully updated 3 bed, 2.5 home in the highly desirable Renaissance community of North San Jose, offering 1,139 sq ft of comfortable living space in the heart of Silicon Valley. Fresh interior paint, recessed LED lighting, and stylish luxury vinyl plank flooring create a bright, modern feel, while recently remodeled bathrooms add contemporary finishes and move-in-ready appeal. Enjoy year-round comfort with central air conditioning and an attached single-car garage equipped with an EV charger hookup. The thoughtfully designed floor plan offers comfortable everyday living with spacious living areas, abundant natural light, and a patio, perfect for relaxing and entertaining. Residents enjoy access to community amenities including a resort-style pool, spa, and well-maintained green spaces. Perfectly positioned in a prime North San Jose location with convenient access to Highways 101, 237, and 880, Lawrence and San Tomas Expressways, VTA Light Rail, and major Silicon Valley employers including Apple, Google, and Nvidia. Just minutes from shopping, dining, Levi's Stadium, California's Great America, Guadalupe River Trail, and Ulistac Natural Area. A fantastic opportunity to own an updated home in one of North San Jose's most convenient and sought-after communities.

Getting Around

40
WalkingCar-Dependent
51
TransitGood Transit
77
BikeVery Bikeable

Schools

8/10
Abram Agnew ElementaryGrades K-51.5 mi
4/10
Dolores Huerta MiddleGrades 6-81.4 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Gas Water Heater
  • Laundry features: Hookups Only,Laundry Room,Common Area

Bathroom

  • Features: Shower Over Tub,Updated Baths

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Breakfast Bar,Updated Kitchen
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,139
  • Total interior livable area: 1,139 sqft

Kitchen

  • Features: Breakfast Bar,Stone Counters,Dishwasher,Disposal,Gas Range/Cooktop,Microwave,Range/Oven Free Standing,Updated Kitchen

Property

Details

  • Parcel number: 09774057
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: No Steps to Entry
  • Pool features: In Ground,Community
  • Patio & porch: Patio
  • Exterior features: Low Maintenance
  • Fencing: Fenced

Lot

  • Lot size: 871 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Parking Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$56$672
Property Taxes $1,049$12,588
Electricity $398$4,786
Total$6,549$78,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,537/yr
40% on housing$196,470/yr
45% on housing$174,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$876This listing

vs Other Active Listings

Avg $/sqft

ZIP 95134$348
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95134$1,164
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$998,000
2014-08-29Sold$580,000
2014-07-31Pending sale$579,000
2014-06-06Listed for sale$579,000
2000-10-27Sold$430,000
1999-06-25Sold$307,000
1994-05-06Sold$203,500

For Sale by Agent

AgentMatthew Wilhite
BrokerageVetted Real Estate

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