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14366 County Road 351, Saint Joseph, MO, 64505

4beds
3baths
2,361sqft
$545,000
$231price/sqft
$3,812/moest. monthly cost
$152,480/yrincome needed

About This Home

New roof has been installed, that makes ALL the big ticket items under 6yrs old! Where outside and inside living flows seemlessly together! Welcome to this beautifully maintained, one-owner home situated on 3.58 peaceful acres. This spacious side-to-side split offers 4 bedrooms, 2.5 bathrooms, and over 2,300 square feet of comfortable living space with thoughtful updates throughout. Built in 2008, this traditional home features generous living areas, a fireplace, and an inviting layout designed for both everyday living and entertaining. The kitchen and main living spaces flow seamlessly together, while large windows bring in abundant natural light and showcase the surrounding countryside views. The unfinished walk-out basement provides endless possibilities for future expansion, storage, or a custom recreation space. A 3-car garage offers ample room for vehicles, tools, and hobbies. Take advantage of the 35x40 outbuilding (completely drive-thru) for hobbies or extra storage. Not to mention enjoy the fruit from your own apple, peach and cherry trees! Enjoy the perfect blend of privacy and convenience with country living just minutes from town. This move-in ready property combines space, comfort, and updated style — all on a beautiful acreage setting. Sitting inside the Avenue City R-IX School District!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Oven
  • Laundry features: Bedroom Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Entry,Walk-Out Access

Bathroom2

  • Features: Area Rug(s)
  • Level: Second

Bedroom2

  • Features: All Carpet
  • Level: Second

Bedroom3

  • Features: All Carpet
  • Level: Third

Bedroom4

  • Features: All Carpet
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,361

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,361
  • Total interior livable area: 2,361 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Second

Living Room

  • Features: All Carpet
  • Level: Main

Master Bedroom

  • Features: All Carpet
  • Level: Second

Property

Details

  • Parcel number: 176.01300002.000000

Features

  • Patio & porch: Patio,Screened

Lot

  • Lot size: 3.58 Acres
  • Features: Acreage,Level

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Faces Front,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$564$6,768
Property Taxes $313$3,756
Electricity $180$2,163
Total$3,812$45,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,697/yr
40% on housing$114,360/yr
45% on housing$101,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 64505$125
Andrew County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 64505$121
Andrew County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$545,000
2026-06-20Price change$539,000
2026-06-04Price change$549,000
2026-05-22Listed for sale$560,000

For Sale by Agent

AgentJamie Ferrara
BrokerageWorth Clark Realty

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