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12789 Pontiac Dr, Savannah, MO, 64485

5beds
4baths
5,480sqft
$799,000
$146price/sqft
$5,576/moest. monthly cost
$223,040/yrincome needed

About This Home

If you’ve been dreaming of country living with room to spread out while staying close to town, this Andrew County property is a must-see. Situated on 4.85 acres MOL just outside Savannah city limits, this original-owner home offers 5 bedrooms, 4 full baths, breathtaking views, and space for everyone. The main level features a formal living and dining area, spacious kitchen, laundry room, guest bath, and a beautiful primary suite with ensuite bath and walk-in closet, plus two additional bedrooms. The custom kitchen offers granite countertops, a 12-foot island, walk-in pantry, and stainless steel appliances. A double-sided wood-burning fireplace connects the dining room and four-seasons room, creating the perfect spot to relax and enjoy the peaceful setting. Upstairs you’ll find an additional bedroom and full bath, while the finished basement adds a huge family/recreation room, 1 bedroom, 1 non-conforming bedroom, an office, full bath, storage, and lower-level garage. Outside, enjoy the deck, wide-open views, detached 4-car garage, and a 40x60 outbuilding with concrete floors and power. This property offers the space, setting, and versatility you’ve been waiting for.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
6/10
Savannah Middle SchoolGrades 6-82.4 mi
7/10
Savannah High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Full

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Kitchen Island,Pantry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room,See Through
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 3,680

Heating & Cooling

  • Heating features: Heatpump/Gas,Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,480
  • Total interior livable area: 5,480 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 132.01000030.310000

Features

  • Patio & porch: Deck,Patio
  • Waterfront features: Pond

Lot

  • Lot size: 4.85 Acres
  • Features: Acreage

Parking

  • Total spaces: 4
  • Parking features: Attached,Basement,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$659$7,908
Property Taxes $459$5,508
Electricity $418$5,021
Total$5,576$66,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,177/yr
40% on housing$167,280/yr
45% on housing$148,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 64485$130
Andrew County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 64485$155
Andrew County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$799,000
2026-07-06Listed for sale$825,000
2023-10-03Listing removed--
2023-08-25Price change$679,900
2023-08-19Listed for sale$699,900
2023-08-01Contingent$699,900
2023-07-15Listed for sale$699,900
2022-10-04Listing removed--
2022-10-03Listed for sale$679,900
2022-08-30Pending sale$679,900
2022-08-22Price change$679,900
2022-08-04Listed for sale$699,000

For Sale by Agent

AgentJennifer Pflugradt
BrokerageColdwell Banker General Property

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