78 Chaney Rd, Pine Knot, KY, 42635
About This Home
Great investment opportunity! This five bed / 2 bath home sits on a full acre on a quiet country road. The property offers over 2800 square feet of living space and would provide a lot of options to a potential owner. The home is in need of repairs and will not qualify for certain government-backed financing in it's current state, and as such, home is being sold as-is. Conveniently located to Whitley City, Stearns, Lake Cumberland, and the Big South Fork National Recreation Area. Please call today for your personal tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: In Hall
Basement
- Basement: Exterior Entry
Bathroom
- Features: Tub/Shower Combo
Bedroom2
- Level: Main
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Other,Walls (Dry Wall),Walls (Shiplap),Eat-in Kitchen
- Window features: Vinyl Frame,Partial Window Treatments
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 2,842
- Total interior livable area: 2,842 sqft
Kitchen
- Features: Eat-in Kitchen
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1411003016.00
Features
- Levels: One and One Half
- Patio & porch: Covered Front Porch
- Exterior features: Mature Trees,Other
- Fencing: None
- Waterbody name: None
Lot
- Lot size: 1 Acres
- Features: County
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $555 | $6,660 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $129 | $1,548 |
| Electricity | $224 | $2,693 |
| Total | $980 | $11,760 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $164,900 |
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