3694 Sandhill Rd, Whitley City, KY, 42653
About This Home
Investor Special - Priced Well Below Appraised Value! Opportunity awaits in rural McCreary County! This bank-owned fixer-upper sits on approximately 1.4 acres and offers endless potential for investors, flippers, or buyers looking to build sweat equity. The property features a detached garage, spacious yard, and peaceful country setting with plenty of room to expand, garden, or simply enjoy the outdoors. Being sold as-is, this home is ready for your vision and renovation expertise. With a listing price well below appraised value, this is a rare chance to purchase a property with potential to add significant value. Whether you're searching for an investment property, rental opportunity, weekend retreat, or affordable country home, this one deserves a look!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Level: Lower
Bedroom2
- Level: Lower
Bedroom3
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Laminate,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,568
Interior Area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Kitchen
- Level: Lower
Living Room
- Level: Lower
Master Bedroom
- Level: Lower
Property
Details
- Parcel number: 1530000002.00
Features
- Horses can be raised: Yes
Lot
- Lot size: 1.40 Acres
Parking
- Total spaces: 3
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Hail
- Landslide
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $22 | $264 |
| Electricity | $154 | $1,850 |
| Total | $739 | $8,868 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Contingent | $89,900 |
| 2026-08-07 | Price change | $89,900 |
| 2026-07-23 | Listed for sale | $99,000 |
For Sale by Agent
View on Zillow