37987 W 220th St, Polo, MO, 64671
About This Home
40 well fenced acres with live water creek & spring that has always ran! 2500 sq ft ranch home with 3 bedrooms & 2 bathrooms on the main floor with family room & living room. Basement includes a 3rd bathroom, family room area and 2 car in basement garage. This property includes more buildings than you can believe! Building #1 is a 50x40x16 with 14x14 auto door. finished inside and out - heating & cooling! This has been operating as a business with an office, waiting room & bathroom. Building #2 is a 40x50x16 steel frame building with gravel floor & elect. Building #3 is a 40x60 farm building - used as a riding area/storage and a large tack room - has a 60x16 leanto. Tons of gravel & cement surround. Exclusive Listing #580000 $850,000
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 1,680
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,680
Property
Details
- Parcel number: 000000000.0000000000.000
- Lease amount: 0
Lot
- Lot size: 40 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $506 | $6,072 |
| Property Taxes | $479 | $5,748 |
| Electricity | $141 | $1,693 |
| Total | $5,166 | $61,992 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $850,000 |
For Sale by Agent
View on Zillow