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404 W 10th St, Lawson, MO, 64062

4beds
3baths
2,940sqft
$475,000
$162price/sqft
$3,222/moest. monthly cost
$128,880/yrincome needed

About This Home

Discover luxury living in this stunning 2022 built ranch, situated on a premier lot in the highly sought after Northridge Heights. Inside, the bright and open layout immediately impresses with gleaming hardwood floors and widened, accessible doorways that flow throughout the entire home. The gourmet kitchen is a chef’s dream, featuring granite countertops, a walk-in pantry, stainless steel appliances including a warming drawer, and a central vacuum system for effortless cleanup. Relax in the inviting living room by the gas fireplace or retreat to the primary suite, which offers a spa-like experience with onyx finishes, a double vanity, a deep soaker tub, and a custom walk-in shower. The primary closet conveniently connects directly to the oversized, main level laundry room for ultimate functionality. Downstairs, the massive finished basement provides a sprawling recreation room for entertaining, a full bedroom and bathroom suite and the option to finish a 5th bedroom. Your private backyard oasis awaits just outside, featuring a serene screened-in porch and an extended patio, all maintained by a Rainbird irrigation system covering the lawn and flower beds. Located just a quarter-mile from Lawson Lake, you will soon be connected to the Lawson Lake trails via a new pedestrian bridge and sidewalk system, putting the best of this Blue Ribbon school district community right at your doorstep.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Lawson Middle SchoolGrades 5-80.6 mi
7/10
Lawson High SchoolGrades 9-120.5 mi
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Egress Window(s),Finished,Full

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Main

Bathroom3

  • Features: Shower Over Tub
  • Level: Basement

Bedroom2

  • Features: All Carpet
  • Level: Main

Bedroom3

  • Features: All Carpet
  • Level: Main

Bedroom4

  • Features: All Carpet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Central Vacuum,Custom Cabinets,Pantry,Smart Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Storm Window(s),Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,056
  • Finished area above ground: 1,884

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,940
  • Total interior livable area: 2,940 sqft

Laundry

  • Features: Ceramic Tiles
  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Separate Shower And Tub,Solid Surface Counter
  • Level: Main

Master Bedroom

  • Features: All Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Features: All Carpet
  • Level: Basement

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Doors,Accessible Hallway(s),Accessible Kitchen,Accessible Washer/Dryer

Details

  • Parcel number: 04093103008001.034

Features

  • Patio & porch: Patio,Porch,Screened
  • Spa features: Bath
  • Fencing: Partial

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$312$3,744
Property Taxes $285$3,420
Electricity $224$2,694
Total$3,222$38,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,468/yr
40% on housing$96,660/yr
45% on housing$85,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 64062$191
Ray County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 64062$148
Ray County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$475,000
2026-05-21Listed for sale$495,000

For Sale by Agent

AgentSierra Dominiak
BrokeragePlatinum Realty LLC

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