1003 Garner St, Richmond, MO, 64085
About This Home
Come check out this well maintained corner lot featuring a 2 car garage, 4 bedrooms, 2 and a half bathrooms, hardwood floors, carpet, and laminated wood floors. The large family room includes built in shelves, a fireplace, and 2 sliding glass doors going out to the back deck. Walk down the new deck stairs to find a patio style deck, great for entertaining, and a workshop tucked under the house. The eat-in Kitchen features freshly painted cabinets, granite countertops, a matching island and a matching buffet type cabinet. Overall this home has fresh paint, updated light fixtures, and is completely move in ready. Schedule a showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Roof: Composition
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Basement BR,Garage Entrance,Interior Entry,Bath/Stubbed
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Features: All Carpet
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Features: All Carpet
- Level: Main
Features
- Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets
- Flooring: Carpet,Laminate,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 300
- Finished area above ground: 1,680
Half Bath
- Level: Basement
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Other
- Level: Main
Workshop
- Features: Built-in Features
- Level: Lower
Property
Details
- Parcel number: 10093002002056.000
- Special condition: As Is
Features
- Patio & porch: Deck
Lot
- Lot size: 0.32 Acres
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Basement,Built-In
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Winter Weather
- Hail
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $370 | $4,440 |
| Property Taxes | $195 | $2,340 |
| Electricity | $151 | $1,814 |
| Total | $2,359 | $28,308 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $325,000 |
| 2026-06-29 | Listed for sale | $335,000 |
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