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309 Wellington St, Richmond, MO, 64085

3beds
1baths
1,052sqft
$249,900
$238price/sqft
$1,837/moest. monthly cost
$73,480/yrincome needed

About This Home

Completely renovated 3-bed, 1-bath ranch updated top-to-bottom with style and function in mind. Brand-new kitchen with soft-close doos and drawers, new stainless appliances, and a full pantry. Updated bath features a double vanity, new tub and enclosure, and all new fixtures. Luxury vinyl plank flooring throughout. Great curb appeal, 1-car attached garage, fully fenced backyard, and a brand-new deck ready for relaxing or entertaining. Conveniently located near the County Library, shopping, and main thoroughfares for quick access. Bonus: full unfinished basement offering excellent potential for additional finished living space.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
Dear Elementary SchoolGrades PK-10.5 mi
6/10
Richmond Middle SchoolGrades 6-80.6 mi
4/10
Richmond High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer
  • Laundry features: Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Bath/Stubbed

Bathroom1

  • Features: Shower Over Tub,Vinyl
  • Level: First

Bedroom2

  • Features: All Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 99

Bedroom3

  • Features: All Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 81

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Stained Cabinets
  • Door features: Storm Door(s)
  • Window features: Wood Frames
  • Finished area below ground: 0
  • Finished area above ground: 1,052

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Kitchen

  • Features: Ceiling Fan(s),Vinyl
  • Level: First
  • Area: 189

Living Room

  • Features: All Carpet
  • Level: First
  • Area: 210

Master Bedroom

  • Features: All Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 110

Property

Details

  • Parcel number: 10093101006013.000

Features

  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 8,441 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$284$3,408
Property Taxes $149$1,788
Electricity $141$1,693
Total$1,837$22,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,982/yr
40% on housing$55,110/yr
45% on housing$48,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 64085$121
Ray County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 64085$129
Ray County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$269,900
2026-01-10Listed for sale$279,000
2024-08-16Listing removed--
2024-07-26Listed for sale$178,900
2017-04-27Sold--

For Sale by Agent

AgentJustin Wrisinger
BrokeragePlatinum Realty LLC

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