311 Joseph St, Richmond, MO, 64085
About This Home
Tucked away at the end of a quiet dead-end street, this fully remodeled in 2021 home sits on three generous lots — offering privacy and space you won't find just anywhere. With fresh paint inside and out, this cozy 1-bedroom, 1-bath home is move-in ready from day one. At 560 square feet, it's the ideal low-maintenance setup — whether you're a first-time buyer, looking to downsize, or searching for a smart investment. The deck extends your living space outdoors, perfect for relaxing evenings or weekend gatherings. Location seals the deal: you're minutes from the grocery store, local restaurants, the city pool, and all Richmond schools. Quick highway access makes commuting a breeze. All of this for just $90,000 — an incredible opportunity in today's market.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Wood
- Finished area above ground: 560
Heating
- Heating features: Other
Interior Area
- Total structure area: 560
- Total interior livable area: 560 sqft
Property
Details
- Parcel number: 10093101008016.001
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 10,062 sqft
- Lot size dimensions: 10,062
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $54 | $648 |
| Electricity | $141 | $1,693 |
| Total | $752 | $9,024 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Listed for sale | $90,000 |
| 2019-11-22 | Sold | -- |
| 2019-10-15 | Pending sale | $10,000 |
| 2019-10-09 | Listed for sale | $10,000 |
| 2016-06-29 | Sold | -- |
| 2012-08-10 | Sold | -- |
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