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421 W Lexington St, Richmond, MO, 64085

2beds
1baths
981sqft
$47,500
$48price/sqft
$463/moest. monthly cost
$18,520/yrincome needed

About This Home

No Trespassing Do Not Disturb Occupant No Showings Permitted Please call the auction company with any questions regarding the property. A buyer s premium of 3% of the winning bid amount will be added to all winning bid amounts to determine the total purchase price. 2 bedrooms, 1.0 baths property, built in 1933 with 981 square feet.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
Dear Elementary SchoolGrades PK-10.9 mi
6/10
Richmond Middle SchoolGrades 6-80.8 mi
4/10
Richmond High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1933

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 981
  • Total interior livable area: 981 sqft

Property

Details

  • Parcel number: 11073601011001000
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $240$2,880
Home Insurance *$54$648
Property Taxes $28$336
Electricity $141$1,693
Total$463$5,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,874/yr
40% on housing$13,890/yr
45% on housing$12,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 64085$127
Ray County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 64085$129
Ray County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-09-28Sold--
2023-09-03Pending sale$105,000
2023-08-25Price change$105,000
2023-08-04Listed for sale$110,000
2022-11-13Listing removed--
2022-06-23Price change$90,000
2022-06-14Listed for sale$132,500
2022-05-25Pending sale$132,500
2022-05-12Listed for sale$132,500
2020-07-22Listing removed$995
2020-07-13Price change$995
2020-07-11Listed for rent$850
2020-05-29Sold--
2020-05-18Pending sale$38,400
2020-05-11Listed for sale$38,400
2018-05-17Sold--
2018-05-15Price change$21,000
2018-04-17Pending sale$22,000
2018-04-12Listed for sale$22,000

Unknown Listed By

AgentTANYA BAUMGART
BrokerageChartwell Realty LLC

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