604 2nd St, Richmond, MO, 64085
About This Home
Welcome to 604 S Second Street in Richmond, MO! This beautifully updated 1-bedroom, 1-bath bungalow offers low-maintenance living on a spacious lot in a peaceful setting. The home features an open living area, updated flooring, fresh interior finishes, an eat-in kitchen, new oven, main-level laundry with washer and dryer hookups installed, and an energy-efficient ductless mini-split HVAC system. Major updates provide peace of mind, including a new HVAC system with approximately 9 years remaining on the transferable warranty, a 2-year-old tankless water heater, a 6-year-old roof, and siding, windows, light fixtures, and bathroom vanity replaced approximately 6 years ago. The home was extensively remodeled in 2020, blending modern updates with cozy charm. Enjoy your morning coffee on the covered front porch or unwind on the spacious rear deck overlooking the backyard. Conveniently located near local amenities with easy access to shopping, dining, and schools. Currently tenant occupied under a one-year lease that expires June 1, 2027, providing immediate rental income potential for investors. Buyer will assume the existing lease at closing. A copy of the lease is available upon request. 24-hour notice is required for all showings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1943
Materials
- Roof: Composition
- Construction materials: Frame,Lap Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Gas Range,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 392
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 392
- Total interior livable area: 392 sqft
Property
Details
- Parcel number: 11073601019017000
Features
- Patio & porch: Deck,Patio
- Fencing: Wood
Lot
- Lot size: 10,454 sqft
- Features: City Lot
Parking
- Parking features: Off Street,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $53 | $636 |
| Electricity | $141 | $1,693 |
| Total | $750 | $9,000 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Listed for sale | $85,900 |
| 2026-08-10 | Listing removed | $85,900 |
| 2026-08-05 | Price change | $85,900 |
| 2026-07-20 | Price change | $89,900 |
| 2026-06-16 | Price change | $94,900 |
| 2026-06-02 | Listed for sale | $99,900 |
| 2023-10-08 | Listing removed | -- |
| 2023-09-29 | Listed for rent | $675 |
| 2023-09-08 | Listing removed | -- |
| 2023-07-02 | Price change | $69,900 |
| 2023-04-22 | Listed for sale | $75,000 |
| 2022-01-26 | Listing removed | -- |
| 2021-10-28 | Listed for sale | $62,999 |
| 2021-04-06 | Listing removed | -- |
| 2021-01-05 | Price change | $62,999 |
| 2020-12-17 | Price change | $64,999 |
| 2020-12-14 | Listed for sale | $67,499 |
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