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3 Bluffview Ct, New Florence, MO, 63363

2beds
1baths
826sqft
$349,900
$424price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

Cozy lakefront Log cabin at Pinnacle Lake. Whether it's the lake, the sunsets, or just watching the clouds roll in over the neighboring hillsides, the views from this property will leave you breathless. This home is loaded with features and updates that include, open floor plan, modified coffer ceiling with recessed lighting, newer fans and fixtures, updated kitchen boasting huge center island with tons of storage, and a remodeled bath. Outside you will find a newer architectural shingled roof, new black facia and gutters, freshly stained exterior, new lighting, decorative landscaping, raised garden area, and a full length covered porch overlooking the lake. We're not done yet, behind the home is a large, detached garage with two overhead doors. Inside you can let your imagination run wild with the large open area, closed off heated workshop, separate bay, and an upstairs with additional rooms started. The possibilities are endless! All this sitting on over 3 acres!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1975

Materials

  • Roof: Architectural Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile
  • Finished area above ground: 826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 826
  • Total interior livable area: 826 sqft

Property

Details

  • Parcel number: 146.013000000204.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch,Side Porch
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Lake Front

Lot

  • Lot size: 3.22 Acres
  • Features: Waterfront,Wooded

Parking

  • Parking features: Oversized
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$361$4,332
Property Taxes $169$2,028
Electricity $141$1,693
Total$2,440$29,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 63363$144
Montgomery County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 63363
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$349,900
2015-06-01Sold--

For Sale by Agent

AgentDon A Hall
BrokeragePinnacle Real Estate

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