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330 N Main St, Ipswich, SD, 57451

4beds
2baths
--sqft
$129,900
--price/sqft
$956/moest. monthly cost
$38,240/yrincome needed

About This Home

Looking for an investment with huge potential? Located on a generous 140' x 140' corner lot at 330 Main St in Ipswich, this character-filled property has been converted into two separate apartments and is priced at $129,900. The home offers 1,823 total square feet featuring original hardwood floors, a wrap-around front porch, newer windows, and a durable steel roof, along with central air, natural gas heat, an 8x12 storage shed, and a covered carport. Being sold AS-IS, this property may not qualify for certain financing, but the updated layout gives you the flexibility to rent both units, live in one while generating income from the other, or finish bringing your personal vision to life.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Ipswich Elementary - 02Grades PK-50.2 mi
9/10
9/10
Ipswich High School - 01Grades 9-120.2 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Property

Details

  • Parcel number: 236

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 140 x 140

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado
Drought
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Edmunds County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance $67$804
Property Taxes $87$1,044
Electricity $146$1,755
Total$956$11,472

Income You'd Need if You Spent...

35% on housing$32,777/yr
40% on housing$28,680/yr
45% on housing$25,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -10.1%
-10.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 57451$174
Edmunds County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 57451$265
Edmunds County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$129,900
2022-05-31Sold$63,000
2022-03-14Listed for sale$80,000
2013-07-24Sold$15,000

For Sale by Agent

AgentTetiana Althoff
BrokerageRE/MAX Preferred Choice

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