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382 Kings Ridge Rd, Jackson, KY, 41339

4beds
3baths
3,050sqft
$439,000
$144price/sqft
$3,469/moest. monthly cost
$138,760/yrincome needed

About This Home

Custom-built, brick home constructed in 1991. Original-owner home.This move-in ready residence sits on a half-acre lot. Located in city limits and out of flood plain. Fully updated 4-bedroom, 2.5-bath home offers approximately 3,050 square feet of living space. Main level features a spacious family room with gas fireplace, separate TV room, dining room, breakfast room, mud room, laundry room, and half bath. Custom granite countertops along with solid cherry wood cabinetry and shelving extend through the kitchen, breakfast room, den, and primary bath. Custom details throughout include crown molding in the two-story foyer, dining room and TV room, along with elegant wainscoting in the foyer and dining room. Solid wood floors and doors throughout. Additional upgrades include epoxy garage flooring, new garage doors, roof, soffits, and gutters with LeafGuard protection. Plantation shutters. Custom staircase and wrought iron backyard fencing. Mature trees, a terraced rock wall, and an extra-large patio featuring low-maintenance composite decking and automatic dusk-to-dawn lighting. Separate HVAC systems for each level provide added comfort and efficiency. Small storage building at back of property. Easy access to the Red River Gorge and Daniel Boone National Forest, only a 30-minute drive away.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Breathitt ElementaryGrades PK-21.2 mi
4/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,050 sqft

Property

Details

  • Parcel number: 085000003602

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 1.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$469$5,628
Property Taxes $541$6,492
Electricity $240$2,890
Total$3,469$41,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,937/yr
40% on housing$104,070/yr
45% on housing$92,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 41339$91
Breathitt County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 41339
Breathitt County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-08Listed for sale$439,000
2013-08-15Sold$32,000

For Sale by Owner

AgentProperty Owner

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