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3109 Maddux Dr, Palo Alto, CA, 94303

4beds
3baths
1,789sqft
$2,995,000
$1,674price/sqft
$18,842/moest. monthly cost
$753,680/yrincome needed

About This Home

Home + ADU totaling 2537 SqFt! Exceptional re-imagined Midtown residence seamlessly blends contemporary sophistication with timeless design. The main home offers 1,789 square feet of beautifully appointed living space with four bedrooms and two bathrooms, showcasing an open, light-filled floor plan, custom finishes, clean architectural lines, and carefully curated materials throughout. Complementing the primary residence is a private, detached 748-square-foot ADU featuring two bedrooms and two full bathroomsideal for extended family, guests, a home office, or potential rental income. Both homes have been extensively updated with high-quality finishes and designed for effortless everyday living. Located in the highly desirable Midtown neighborhood, this property is served by top-rated Palo Alto schools and enjoys close proximity to neighborhood parks, shopping, dining, and convenient access to major commuter routes. A rare opportunity offering turnkey living, exceptional flexibility, and a beautifully designed secondary residence in one of Palo Alto's most sought-after neighborhoods.

Getting Around

24
WalkingCar-Dependent
19
TransitMinimal Transit
80
BikeVery Bikeable

Schools

8/10
10/10
Palo Alto High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built In Oven,Built In Oven/Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,789
  • Total interior livable area: 1,789 sqft

Property

Details

  • Parcel number: 12708086
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 7,198 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$177$2,124
Property Taxes $3,123$37,476
Electricity $398$4,786
Total$18,842$226,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$646,011/yr
40% on housing$565,260/yr
45% on housing$502,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,674This listing

vs Other Active Listings

Avg $/sqft

ZIP 94303$796
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 94303$1,394
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$2,995,000
2026-07-30Price change$2,995,000
2026-07-08Listed for sale$3,439,000
2023-05-06Listing removed--
2023-03-03Listed for sale$2,388,000
2022-12-27Listing removed--
2022-12-06Price change$2,580,000
2022-11-28Price change$2,650,000
2022-10-12Price change$2,750,000
2022-09-30Listed for sale$2,898,000
2022-05-19Sold$2,150,000
2022-04-29Pending sale$1,795,000
2022-04-15Listed for sale$1,795,000
1993-12-30Sold$216,000

Pre-Foreclosure - For Sale by Agent

Agent Loveless Team
BrokerageIntero Real Estate Services

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