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105 W Kluckholm St, Montrose, SD, 57048

2beds
2baths
1,092sqft
$249,900
$229price/sqft
$1,827/moest. monthly cost
$73,080/yrincome needed

About This Home

Looking for a beautiful, move-in-ready home in a quiet small town? This is it! ?? This freshly remodeled home offers a clean, modern feel with thoughtful updates throughout. Featuring 2 bedrooms and 2 bathrooms, it’s the perfect size for easy living and comfortable entertaining. The home has been moved and completely remodeled, giving it that “like new” feel while still offering small-town charm. You’ll love the location — just two blocks from the school, making it convenient for families or anyone who values community living. Outside, enjoy a spacious oversized 2-stall detached garage, perfect for parking, storage, or a workshop setup. With all the updates already done, you can simply move in and start enjoying your new home!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Montrose Elementary - 02Grades PK-50.2 mi
8/10
8/10
Montrose High School - 01Grades 9-120.2 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Composition
  • Construction materials: Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master Downstairs
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: 19.15.0203

Features

  • Patio & porch: Deck

Lot

  • Lot size: 9,901 sqft
  • Features: Garden
  • Lot size dimensions: 66x152

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters in McCook County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $162$1,944
Property Taxes $256$3,072
Electricity $146$1,755
Total$1,827$21,924

Income You'd Need if You Spent...

35% on housing$62,640/yr
40% on housing$54,810/yr
45% on housing$48,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 57048$268
McCook County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 57048$295
McCook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-28Price change$260,000
2025-08-15Listed for sale$279,900
2025-08-14Listing removed$279,900
2025-05-22Listed for sale$279,900

For Sale by Agent

AgentJohn L Mallinger
BrokerageHegg, REALTORS

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