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175 Southern Hts, Mayfield, KY, 42066

3beds
2baths
1,456sqft
$69,900
$48price/sqft
$597/moest. monthly cost
$23,880/yrincome needed

About This Home

Located South Of Mayfield, This 1973 Brick Ranch Sits On A 0.52-acre Lot With Approximately 1,456 Square Feet Of Living Space. The Single-story Layout Includes Three Bedrooms And Two Full Bathrooms. The Property Features A Paved Concrete Driveway Leading To A 720-square-foot Detached Garage Converted To Living Space. Mechanical Systems Include Central Air Conditioning And Gas Heating, And The Home Is Serviced By Public Water, Public Sewer, And Natural Gas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Sedalia Elementary SchoolGrades PK-62.7 mi
7/10
8/10
Graves County High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Dimensional Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Utility Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic: Pull Down Stairs
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 091000401300
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened Porch/Room

Lot

  • Lot size: 0.57 Acres
  • Features: County,Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Lightning
Strong Wind
Cold Wave
Heat Wave
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$66$792
Property Taxes $24$288
Electricity $154$1,850
Total$597$7,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,468/yr
40% on housing$17,910/yr
45% on housing$15,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 42066$124
Graves County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 42066$121
Graves County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentKeanu Murphy
BrokerageTrifecta Real Estate Services

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