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527 S 7th St, Mayfield, KY, 42066

5beds
2baths
3,173sqft
$150,000
$47price/sqft
$1,186/moest. monthly cost
$47,440/yrincome needed

About This Home

Step back in time with this stunning 1880 Victorian home located in the heart of Mayfield, Kentucky. True to its Victorian style, this historic residence features soaring ceilings, spacious rooms, and a grand staircase that welcomes you with timeless charm. Offering 4/5 bedrooms and two full baths, the home provides both character and functionality for today’s living. Main floor bedroom has beautiful built-in showcases and can be utilized as a bedroom or office/reading room. As an added bonus, a 8x11 framed and wired add-on is ready for final completion. Enjoy gatherings or just relax in the large, fenced backyard. Deep concrete drive leading to a two-car carport complete with an RV hookup. Every detail reflects the craftsmanship of its era while offering the comfort and space your family needs. Centrally located, this remarkable property combines history, convenience, and classic beauty in one.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Mayfield Middle SchoolGrades 5-80.2 mi
5/10
Mayfield High SchoolGrades 9-120.6 mi
4/10

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 256
  • Dimensions: 16x16

Bedroom2

  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Area: 255
  • Dimensions: 15x17

Bedroom4

  • Area: 240
  • Dimensions: 15x16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Den

  • Area: 240
  • Dimensions: 15x16

Dining Room

  • Area: 204
  • Dimensions: 17x12

Features

  • Bookcases,Ceiling Fan(s),High Ceilings,High Speed Internet
  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 6
  • Fireplace: Yes
  • Finished area above ground: 3,173

Heating & Cooling

  • Heating features: Natural Gas,Radiant,Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,173
  • Total interior livable area: 3,173 sqft

Kitchen

  • Area: 180
  • Dimensions: 15x12

Living Room

  • Features: Separate
  • Level: Separate
  • Area: 504
  • Dimensions: 21x24

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 206000401100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Patio
  • Fencing: Back Yard
  • Topography of land: Level

Lot

  • Lot size: 0.37 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$143$1,716
Property Taxes $35$420
Electricity $250$3,006
Total$1,186$14,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,662/yr
40% on housing$35,580/yr
45% on housing$31,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 42066$124
Graves County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 42066$121
Graves County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$150,000
2025-12-08Price change$172,000
2025-11-13Listed for sale$175,000
2025-10-28Contingent$175,000
2025-08-19Listed for sale$175,000
2023-11-29Sold$163,950
2023-11-28Pending sale$159,900
2023-09-16Listed for sale$159,900
2023-08-23Listing removed$162,900
2023-08-02Price change$162,900
2023-06-17Listed for sale$164,500

For Sale by Agent

AgentKaren Randels
BrokerageRE/MAX NorthStar

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