1430 Spence Chapel Rd, Mayfield, KY, 42066
About This Home
A 2,706 Sq Ft House, A Large Workshop And 13.9 Acres All In The Countryside Of Graves County. Built In 2022, This 3 Bed, 2 Bath House Does Not Stop With A 2-car Carport, A Wrap-around Front Porch & An Open Living Space. Through The Front Door, There Is A Wide Entryway, A Kitchen Island With Bar Seating, Arch Doorways, A Vaulted Ceiling, Floor-to-ceiling Stone Gas Fireplace, Custom Built Bathroom Vanities, And An Bonus Room With Large Windows Off The Living Room. With Cellulose Insulation And 2x6 Stick Framing, This House Offers Character With Efficiency Of Newer Construction. The Primary Suite's Walk-in Closet Connects The Bedroom And Bathroom Which Has A Walk-in Shower And Bathtub. The Detached Workshop With Electricity Offers 3 Separate Spaces - Office, Workshop, And Additional Storage.the Almost 14 Acres Has Trails Through The Woods, An Expansive Front Yard And A Private Backyard. Located Conveniently 4 Minutes From I-69, Travel To Both Murray And Paducah In A 35 Minute Drive.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Frame,Metal Siding,Dry Wall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove,Electric Water Heater
- Laundry features: Utility Room,Washer/Dryer Hookup
Basement
- Basement: None
Bathroom
- Features: Double Vanity,Separate Shower,Walk-In Closet(s)
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Closet Light(s),Tray/Vaulted Ceiling,Walk-In Closet(s),High Ceilings
- Window features: Vinyl Frame
- Flooring: Ceramic Tile,Laminate,Tile
- Fireplace features: Family Room,Gas Log,Living Room,Vented
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 0
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,706
- Total interior livable area: 2,706 sqft
Kitchen
- Features: Kitchen/Dining Room,Kitchen/Family
Property
Details
- Parcel number: 1190000137M1
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch,Deck
- Exterior features: Lighting
Lot
- Lot size: 13.90 Acres
- Features: Trees,County,Level,Rolling Slope,Wooded
Parking
- Total spaces: 2
- Parking features: Detached,Workshop in Garage,Gravel
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Tornado
- Drought
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $525 | $6,300 |
| Property Taxes | $426 | $5,112 |
| Electricity | $213 | $2,564 |
| Total | $3,945 | $47,340 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Listed for sale | $575,000 |
| 2026-05-13 | Listing removed | -- |
| 2026-04-08 | Price change | $590,000 |
| 2026-03-11 | Listed for sale | $610,000 |
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