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7601 S Ridgestone Dr, Sioux Falls, SD, 57108

5beds
4baths
3,674sqft
$959,000
$261price/sqft
$6,878/moest. monthly cost
$275,120/yrincome needed

About This Home

Soaring ceilings, expansive walls of windows, and a nearly half-acre corner lot make this exceptional Prairie Hills home a standout in the highly sought-after Harrisburg School District. Bathed in natural light, the open-concept main level offers a bright, inviting atmosphere with sunshine filling the home throughout the day. Upstairs, you’ll find four spacious bedrooms, a versatile loft overlooking the great room, convenient upper-level laundry, and impressive city views. The luxurious primary suite features a large walk-in closet with its own window, dual vanities, and a beautifully tiled walk-in shower. The finished lower level expands the living space with a generous family room, a second fireplace, and a fifth bedroom that’s ideal for guests, a home office, or a hobby room. Situated on a spacious 0.44-acre corner lot, the backyard offers endless possibilities—from adding a future pool to hosting backyard soccer games, creating an outdoor entertaining space, or simply enjoying the extra room and privacy. Don’t miss this rare opportunity to own a bright, modern home in one of Harrisburg’s most desirable neighborhoods. Added Value: The sellers recently obtained an independent appraisal valuing the home at more than $100,000 above the asking price, giving buyers added confidence that this home is priced to sell. To make this opportunity even more attractive, the seller is willing to consider 4.99% seller financing to qualified buyers.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Composition
  • Construction materials: Hard Board,Synthetic Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator,Stove Hood,Humidifier

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 99

Bedroom3

  • Level: Upper
  • Area: 121

Bedroom4

  • Level: Upper
  • Area: 121

Bedroom5

  • Level: Basement
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Family Room

  • Level: Basement
  • Area: 280

Features

  • Master Bath,3+ Bedrooms Same Level
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Electric,Gas
  • Fireplace: Yes
  • Finished area below ground: 885
  • Finished area above ground: 2,789

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,674 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 224

Master Bedroom

  • Level: Upper
  • Area: 210

Property

Details

  • Parcel number: 281.31.04.013

Features

  • Levels: Two
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.45 Acres
  • Features: Corner Lot,City Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Lightning
Wildfire

FEMA Declared Disasters in Lincoln County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance $558$6,696
Property Taxes $1,191$14,292
Electricity $280$3,367
Total$6,878$82,536

Income You'd Need if You Spent...

35% on housing$235,817/yr
40% on housing$206,340/yr
45% on housing$183,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 57108$184
Lincoln County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 57108$192
Lincoln County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$959,000
2026-06-18Listed for sale$989,000

For Sale by Agent

AgentJanelle L Aday
BrokerageHegg, REALTORS

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