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519 Island Point Rd, Starr, SC, 29684

5beds
3baths
2,970sqft
$945,900
$318price/sqft
$6,026/moest. monthly cost
$241,040/yrincome needed

About This Home

Welcome to your Lake Hartwell dream retreat—where effortless lake living meets timeless comfort and exceptional convenience. Perfectly positioned on a level lot with reliable water depth even during lower lake levels, this stunning property offers the ideal blend of beauty, function, and year-round enjoyment. Step inside and be immediately captivated by lake views the moment you walk through the door, setting the tone for a home designed to showcase its incredible surroundings. The open-concept floor plan creates a seamless flow for both everyday living and entertaining, while the primary suite on the main level offers comfort, privacy, and easy accessibility. Featuring 5 bedrooms and 3 full baths, this home provides ample space for family, guests, or even a dedicated lake getaway retreat. Every inch has been immaculately maintained, making it truly move-in ready so you can start enjoying lake life from day one. Located in Starr, SC on Lake Hartwell, you’ll love being just moments from local favorites like Big Water Marina and J.R. Cash’s Grill & Bar, with easy access to multiple marinas, waterfront dining, and endless recreation on the lake. Plus, you’re conveniently situated between Anderson and Hartwell, making shopping and dining a breeze. Whether you’re searching for a full-time residence or a weekend escape, this Lake Hartwell gem checks every box—location, layout, and lifestyle.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Starr Elementary SchoolGrades PK-57.0 mi
7/10
Starr-Iva Middle SchoolGrades 6-85.2 mi
8/10
Crescent High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Smooth Cooktop

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Garage Access,Heated,Interior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Dual Sinks,High Ceilings,Jetted Tub,Laminate Countertop,Bath in Primary Bedroom,Main Level Primary,Smooth Ceilings,Separate Shower,Walk-In Closet(s),Window Treatments
  • Window features: Blinds,Insulated Windows,Vinyl
  • Flooring: Carpet,Hardwood,Laminate,Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Multiple Heating Units
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,970 sqft

Property

Details

  • Parcel number: 0350101018

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Porch,Screened
  • Exterior features: Deck,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Water Access,Waterfront
  • Waterbody name: Hartwell
  • Frontage length: 92
  • Living area range: 2750-2999

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Not In Subdivision,Outside City Limits,Views,Waterfront

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Basement,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters in Anderson County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,782$57,384
Home Insurance *$565$6,780
Property Taxes $394$4,728
Electricity $285$3,427
Total$6,026$72,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,605/yr
40% on housing$180,780/yr
45% on housing$160,693/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 29684$160
Anderson County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 29684$170
Anderson County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,149,000
2018-11-16Sold$359,000
2018-10-25Pending sale$379,000
2018-07-21Price change$379,000
2018-05-02Listed for sale$399,000

For Sale by Agent

AgentSiobhan Faile
BrokerageParker Quigley Properties LLC

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