




138 Laird Cir, Panama City Beach, FL, 32408
About This Home
You've found it! Privately gated 1.19 acres, 6 bedrooms, 4,458sf, and no HOA on the east end of Panama City Beach. Located not far from the US Coast Guard Station, shopping and restaurants. This home is an easy golf cart ride to the white sandy beaches and emerald coast waters known as the Gulf of America. Enjoy the grand circular drive with parking for approximately 20 cars; extra-large front porch; single car detached garage; 75' heated lap pool; and an additional oversized 3 car garage/workshop/workout/game room. The mature trees and landscaping create a peaceful slice of paradise that you will treasure. Terrific as a professional retreat, family vacation home or residence. Recent property updates can be found in the MLS ''Documents'' tab. The interior of this home includes 6 bedrooms, office space, 2.5 bathrooms with a bonus comfort room near the mud room that includes a shower and sink. The kitchen and living room spaces are open and work naturally in combination with the back patio/pool deck. Perfect for entertaining a group of friends or a happy family. This home is equipped with a Generac whole home generator. Reach out to your favorite Realtor to set up a showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1988
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Gas Water Heater,Plumbed For Ice Maker
Bedroom
- Level: First
- Dimensions: 13 x 10
Bedroom
- Level: First
- Dimensions: 12 x 13
Bedroom
- Level: Second
- Dimensions: 10.5 x 13
Bedroom
- Level: Second
- Dimensions: 14.5 x 11
Bedroom
- Level: Second
- Dimensions: 14.5 x 11
Bedroom
- Level: Second
- Dimensions: 20 x 14
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 18 x 14
Family Room
- Level: First
- Dimensions: 16 x 14
Features
- Double Vanity,Sitting Area in Primary,Tub Shower,Walk-In Closet(s),Mud Room,Workshop
- Window features: Double Pane Windows
- Fireplace: Yes
Garage
- Level: First
- Dimensions: 24 x 14
Half Bath
- Level: First
- Dimensions: 5 x 4.5
Heating & Cooling
- Heating features: Central,Electric,Forced Air,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 4,458
- Total interior livable area: 4,458 sqft
Kitchen
- Level: First
- Dimensions: 20 x 12
Laundry
- Level: First
- Dimensions: 9 x 7
Living Room
- Level: First
- Dimensions: 24 x 13.5
Mud Room
- Level: First
- Dimensions: 16.5 x 5
Other
- Level: Second
- Dimensions: 9.5 x 7.5
Other
- Level: Second
- Dimensions: 8 x 8
Patio
- Level: First
- Dimensions: 63 x 22
Porch
- Level: First
- Dimensions: 13 x 4.5
Porch
- Level: First
- Dimensions: 40 x 5
Workshop
- Level: First
- Dimensions: 30 x 44
Property
Details
- Parcel number: 27921563000
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Private pool: Yes
- Pool features: Fenced,Gunite,Electric Heat,In Ground,Private
- Patio & porch: Covered,Patio
- Exterior features: Outdoor Shower
- Fencing: Full,Fenced
Lot
- Lot size: 1.19 Acres
- Features: Paved
- Lot size dimensions: 155 x 335
Parking
- Total spaces: 4
- Parking features: Circular Driveway,Electric Gate,Garage,Garage Door Opener,Gated,Paved
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,601 | $55,212 |
| Home Insurance * | $1,252 | $15,024 |
| Property Taxes | $9 | $108 |
| Electricity | $448 | $5,383 |
| Total | $6,310 | $75,720 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $910,000 |
| 2026-06-12 | Price change | $915,000 |
| 2026-05-15 | Listed for sale | $925,000 |
| 2024-07-22 | Sold | $894,000 |
| 2024-06-14 | Contingent | $914,999 |
| 2024-06-14 | Pending sale | $914,999 |
| 2024-05-30 | Price change | $914,999 |
| 2024-05-14 | Price change | $969,000 |
| 2024-04-29 | Price change | $999,000 |
| 2024-04-14 | Price change | $999,999 |
| 2024-03-28 | Price change | $1,090,000 |
| 2024-02-23 | Price change | $1,087,000 |
| 2024-01-09 | Listed for sale | $1,100,000 |
| 2024-01-08 | Listing removed | -- |
| 2023-11-17 | Price change | $1,100,000 |
| 2023-10-10 | Price change | $1,125,000 |
| 2023-09-17 | Price change | $1,260,000 |
| 2023-07-18 | Price change | $1,265,000 |
| 2023-07-05 | Price change | $1,294,900 |
| 2023-06-17 | Listed for sale | $1,295,000 |
| 2022-07-12 | Sold | $800,000 |
| 2022-06-16 | Pending sale | $825,000 |
| 2022-06-05 | Listed for sale | $825,000 |
| 2022-01-25 | Listing removed | -- |
| 2021-10-22 | Price change | $879,900 |
| 2021-09-11 | Listed for sale | $899,900 |
| 2013-08-22 | Sold | $455,000 |
