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521 Santa Ana Ave, San Jose, CA, 95112

2beds
1baths
866sqft
$790,000
$912price/sqft
$5,681/moest. monthly cost
$227,240/yrincome needed

About This Home

Welcome to this charming home located in the vibrant city of San Jose. This inviting residence offers 2 bedrooms and 1 full bathroom, providing cozy living spaces within its 866 square feet. The kitchen is designed for convenience with an eat-in area, perfect for casual dining. The flooring throughout the home features a combination of laminate and tile, adding durability and style. The living area, ideal for creating a warm and welcoming atmosphere. For your convenience, the laundry area is located inside the home. The property is equipped with energy-efficient double pane windows and a window/wall unit cooling system to help maintain comfort. Situated on a lot size of 4,206 square feet, the home includes a two-car garage, offering ample space for parking garage converted into an office permits unknown. This property falls within the San Jose Unified School District, providing educational options for residents. Don't miss the opportunity to make this San Jose home your own.

Getting Around

62
WalkingSomewhat Walkable
43
TransitSome Transit
91
BikeBiker's Paradise

Schools

4/10
Muwekma Ohlone MiddleGrades 6-80.6 mi
5/10
San Jose High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Property

Details

  • Parcel number: 23516031
  • Zoning: LI
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Front Yard,Wood

Lot

  • Lot size: 4,206 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$101$1,212
Property Taxes $1,188$14,256
Electricity $398$4,786
Total$5,681$68,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,777/yr
40% on housing$170,430/yr
45% on housing$151,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$912This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$476
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$790,000
2024-09-30Listing removed$795,000
2024-09-19Price change$795,000
2024-07-24Listed for sale$798,000
2018-11-09Listing removed$749,999
2018-09-15Price change$749,999
2018-09-04Price change$799,999
2018-08-15Listed for sale$849,999
2011-05-27Sold$210,000
2011-03-18Price change$199,900
2011-03-02Listed for sale$204,900
2011-01-12Sold$221,029
2006-10-23Sold$530,000

For Sale by Agent

AgentEnrique Garcia
BrokerageBroker's Network Inc

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