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526 Madera Ave, San Jose, CA, 95112

2beds
1baths
1,160sqft
$725,000
$625price/sqft
$4,566/moest. monthly cost
$182,640/yrincome needed

About This Home

Calling all contractors and investors! This 1,160 sq ft home in San Jose is priced for someone ready to roll up their sleeves and unlock its full potential. Featuring 2 bedrooms and 1 full bathroom, this property offers a solid layout with a separate dining area and family room great bones for a strategic renovation or floor plan reconfiguration. Character details include a dual gas-burning and wood-burning fireplace, a rare feature worth preserving or restoring as a centerpiece. Flooring throughout will need updating, offering a blank slate for a buyer with vision. No heating or cooling system is currently in place, presenting an opportunity to install a modern, energy-efficient system as part of a full renovation. A detached one-car garage adds storage and workspace potential during the remodel, with flexibility for future use as a workshop, studio, or ADU conversion (buyer to verify with the city). Located within the desirable San Jose Unified Elementary School District, this home is well-suited for a value-add renovation, flip, or rental repositioning project. Sold as-is bring your contractor and your vision.

Getting Around

69
WalkingSomewhat Walkable
51
TransitGood Transit
91
BikeBiker's Paradise

Schools

4/10
Muwekma Ohlone MiddleGrades 6-80.6 mi
5/10
San Jose High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Family Room

  • Features: Other

Features

  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 23516070
  • Zoning: LI
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 8,131 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$93$1,116
Property Taxes $410$4,920
Electricity $398$4,786
Total$4,566$54,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,548/yr
40% on housing$136,980/yr
45% on housing$121,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$476
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$725,000

For Sale by Agent

AgentDavid Gomez
BrokerageeXp Realty of Northern California, Inc.

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