See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

639 Jackson St, San Jose, CA, 95112

3beds
1baths
1,224sqft
$1,149,000
$939price/sqft
$7,953/moest. monthly cost
$318,120/yrincome needed

About This Home

Great investment opportunity. Corner lot with plenty of parking space. Close to freeway 101, shopping and San Jose downtown. Great income potential and fully rented. Main property has 3 bedrooms and 1 bathroom. Property needs work and has great potential. Are you ready for the next level of investment?

Getting Around

80
WalkingVery Walkable
53
TransitGood Transit
93
BikeBiker's Paradise

Schools

1/10
Grant Elementary SchoolGrades K-50.2 mi
4/10
Muwekma Ohlone MiddleGrades 6-80.8 mi
5/10
San Jose High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Features

  • Door features: Other

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 24931043
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,300 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$147$1,764
Property Taxes $1,599$19,188
Electricity $398$4,786
Total$7,953$95,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,674/yr
40% on housing$238,590/yr
45% on housing$212,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$939This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$473
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$1,149,000
2005-06-30Sold$610,000

For Sale by Agent

AgentAlma Ayala
BrokerageIntero Real Estate Services

Similar Homes