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402 N 11th St, San Jose, CA, 95112

5beds
3baths
1,712sqft
$1,288,000
$752price/sqft
$8,629/moest. monthly cost
$345,160/yrincome needed

About This Home

This spacious home features 6 bedrooms with high ceilings, 3 bathrooms, and a dedicated laundry room, offering a versatile layout for comfortable family living or investment. Located on an R2-zoned lot with an ADU friendly layout, the property offers excellent future potential. Enjoy the convenience of a detached garage, private driveway with direct street access, and recent permitted plumbing upgrades. The backyard is surrounded by mature fruit trees. Just blocks from San José State University, this home has a proven history as a successful student rental while also making an ideal primary residence. Close to downtown dining, shopping, transit, and major commuter routes. Don't miss this rare opportunity to own a versatile Downtown San Jose property with endless possibilities!

Getting Around

79
WalkingVery Walkable
57
TransitGood Transit
94
BikeBiker's Paradise

Schools

1/10
Grant Elementary SchoolGrades K-50.3 mi
4/10
Muwekma Ohlone MiddleGrades 6-81.0 mi
5/10
San Jose High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven/Range
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: StallShower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: Other

Features

  • Flooring: Hardwood,Laminate,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Property

Details

  • Parcel number: 24953001
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,796 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,512$78,144
Home Insurance *$165$1,980
Property Taxes $1,554$18,648
Electricity $398$4,786
Total$8,629$103,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,851/yr
40% on housing$258,870/yr
45% on housing$230,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$752This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$472
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,288,000
2025-08-17Listing removed$4,700
2025-08-12Price change$4,700
2025-08-08Price change$4,500
2025-08-04Price change$4,700
2025-08-01Listed for rent$4,900
2017-08-09Sold$908,000
2017-07-08Listed for sale$838,888
2007-04-25Sold$720,000
2002-08-06Sold$415,000

For Sale by Agent

AgentRichard Feng
BrokerageKeller Williams Thrive

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