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6873 W Rich St, Crystal River, FL, 34428

5beds
4baths
4,848sqft
$889,000
$183price/sqft
$6,621/moest. monthly cost
$264,840/yrincome needed

About This Home

Unique Mixed-Use Investment Opportunity on Over 2 Acres – Zoned GNC Welcome to a rare and versatile property in the heart of Crystal River offering exceptional potential for investors, entrepreneurs, or owner-occupants seeking a live-work lifestyle. Situated on over 2 acres of General Neighborhood Commercial (GNC) zoned land, this property features a multi-structure setup designed for flexibility and income generation: Primary Residence – Great for an owner occupancy or rental income. Fully remodeled and updated. New paint inside and out. New kitchen, updated/remodeled bathrooms. Move In ready! 2 Bedroom/1 Ba Cottage – optimal guest accommodations, Airbnb, or long-term rental Retail/Commercial Space – Ready for a storefront, office, or service-based business?? 4-Bay Garage – Excellent for storage, workshop use, or automotive-related business This property offers endless possibilities—operate your business on-site while generating additional income from residential rentals or develop the space into a multi-stream investment asset. Prime Location Highlights: Minutes from the Suncoast Parkway for easy access to Tampa and surrounding areas Close proximity to the growing Lecanto Preserve and Black Diamond retail shops Whether you're looking to expand your portfolio, launch a business, or create a live/work compound, this property delivers unmatched flexibility and upside potential. One or more photo(s) has been virtually staged. Don’t miss this unique opportunity to own a high-potential mixed-use property in one of Citrus County’s fastest-growing areas. None of the buildings have flooded during hurricanes/storms.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Refrigerator,Range Hood
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Furnished,Open Floorplan,Split Bedrooms,Shower Only,Separate Shower,Tub Shower,Updated Kitchen,Walk-In Closet(s),Wood Cabinets,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Impact Glass
  • Flooring: Concrete,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,548
  • Total interior livable area: 4,848 sqft

Property

Details

  • Parcel number: 1085098
  • Zoning: GNC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway,Gravel Driveway,Paved Driveway,Room For Pool
  • Fencing: Chain Link

Lot

  • Lot size: 2.42 Acres
  • Features: Acreage,Flat,Multiple lots,Rectangular

Parking

  • Total spaces: 12
  • Parking features: Attached Carport,Attached,Concrete,Detached Carport,Driveway,Garage,Gravel,Paved,Parking Pad,Private,Parking Space(s),RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 12
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$447$5,364
Property Taxes $1,192$14,304
Electricity $487$5,854
Total$6,621$79,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,005/yr
40% on housing$198,630/yr
45% on housing$176,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 34428$183
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34428$177
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$889,000
2026-01-05Listing removed$719,000
2025-12-16Price change$719,000
2025-11-17Price change$799,000
2025-11-06Listed for sale$825,000
2025-08-16Listing removed$795,000
2025-07-07Price change$795,000
2025-06-24Price change$869,000
2025-05-14Price change$875,000
2025-01-20Listed for sale$925,000
2024-11-18Listing removed$949,000
2024-07-19Price change$949,000
2024-01-25Price change$950,000
2023-05-17Price change$995,000
2023-04-08Listed for sale$1,200,000
2019-01-18Listing removed$1,200
2018-11-17Listed for rent$1,200
2015-05-07Sold$125,000
2007-01-12Sold$173,000
2001-04-10Sold$277,000

For Sale by Agent

AgentAriel Bruns
BrokerageTropic Shores Realty

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