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1285 Sierra Ave, San Jose, CA, 95126

3beds
2baths
2,180sqft
$1,898,000
$871price/sqft
$12,401/moest. monthly cost
$496,040/yrincome needed

About This Home

Charming English Cottage in the heart of Rose Garden's Shasta-Hanchett Park. Built in 1924, this timeless three-bedroom, two-bath home is nestled on a beautiful tree-lined street and filled with character and warmth. Featuring hardwood floors, a cozy wood-burning fireplace, and an abundance of natural light streaming through numerous windows, this home offers the perfect blend of classic charm and everyday comfort. Situated on an expansive approximately 7,000-square-foot lot, the property provides endless possibilities for outdoor living, entertaining, gardening, or the potential addition of an ADU. The spacious backyard offers room to grow while preserving the homes inviting cottage appeal. Walkable Lifestyle: Steps to The Alameda, Municipal Rose Garden, Whole Foods, and local cafes. Commuters Dream: Minutes to SAP Center, Diridon Station (Caltrain/VTA), and major Silicon Valley freeways. This special property has been lovingly maintained and is ready for its next owner to create lasting memories. A rare opportunity to own a piece of San Jose history in a highly desirable neighborhood.

Getting Around

86
WalkingVery Walkable
62
TransitGood Transit
84
BikeVery Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Microwave,Gas Oven,Refrigerator,Washer/Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: PrimaryStallShowers, UpdatedBaths

Bedroom

  • Features: BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Kitchen

  • Features: Countertop_Tile, ExhaustFan

Property

Details

  • Parcel number: 26125010
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 7,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,597$115,164
Home Insurance *$189$2,268
Property Taxes $2,148$25,776
Electricity $467$5,609
Total$12,401$148,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$425,177/yr
40% on housing$372,030/yr
45% on housing$330,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$871This listing

vs Other Active Listings

Avg $/sqft

ZIP 95126$631
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95126$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$1,898,000
2026-07-31Listed for sale$1,898,000
2018-09-26Sold$938,000
2008-06-13Sold$800,000
2005-10-31Sold$910,000
2004-04-13Sold$810,000
2000-05-23Sold$726,000

For Sale by Agent

AgentDonna Brown
BrokerageCentury 21 Baldini Realty

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