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871 Paula St, San Jose, CA, 95126

2beds
1baths
1,153sqft
$1,198,888
$1,040price/sqft
$7,985/moest. monthly cost
$319,400/yrincome needed

About This Home

HUGE 8600 SQ FT LOT! Welcome home to this charming Willow Glen gem! This beautifully maintained 2-bedroom, 1-bath home offers approximately 1,153 sq. ft. of living space and the perfect blend of character, comfort, and opportunity. Inside, you'll find gleaming hardwood floors, fresh interior paint, central A/C and heat, and a bright, inviting layout filled with natural light. The kitchen features stainless steel appliances, while a separate laundry room adds everyday convenience. A small unfinished basement provides additional storage space, and the detached two-car garage offers flexibility for vehicles, hobbies, or a workshop. Step outside to enjoy a large, private backyard with attractive vinyl fencingperfect for entertaining, gardening, pets, or simply relaxing outdoors. The expansive 8,600 sq. ft. lot offers tremendous potential for future expansion, an ADU, or creating your dream outdoor retreat. Located just minutes from downtown Willow Glen, you'll enjoy easy access to beloved local restaurants, boutiques, coffee shops, parks, and major commute routes. Opportunities like this on such a large lot are increasingly rare. Don't miss your chance to make this special Willow Glen property your own!

Getting Around

85
WalkingVery Walkable
48
TransitSome Transit
80
BikeVery Bikeable

Schools

5/10
5/10
8/10
Willow Glen High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Exhaust Fan,Range Hood,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bathroom

  • Features: ShoweroverTub1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,153
  • Total interior livable area: 1,153 sqft

Kitchen

  • Features: ExhaustFan

Property

Details

  • Parcel number: 26405034
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 8,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$119$1,428
Property Taxes $1,406$16,872
Electricity $398$4,786
Total$7,985$95,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,771/yr
40% on housing$239,550/yr
45% on housing$212,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,040This listing

vs Other Active Listings

Avg $/sqft

ZIP 95126$635
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95126$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$1,198,888
2026-08-08Contingent$1,198,888
2026-08-03Price change$1,198,888
2026-07-08Price change$1,299,888
2026-06-22Price change$1,349,999
2026-06-08Listed for sale$1,499,999
2004-12-10Sold$570,000
1998-08-27Sold$266,500
1994-05-20Sold$173,000

For Sale by Agent

AgentEric Garcia
BrokerageColdwell Banker Realty

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