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545 Bradley Ave, San Jose, CA, 95128

2beds
1baths
1,179sqft
$1,179,000
$1,000price/sqft
$8,055/moest. monthly cost
$322,200/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1 bath home approximately 1,179 square feet of comfortable living space and 5,200-square foot lot. This home has been a rental for many years and offers a wonderful opportunity to update and make it your own. Need cosmetic updates. The thoughtful floor plan provides comfortable living areas, separate dining room, sunny kitchen with gas stove, spacious bedrooms, no popcorn ceilings, and inside laundry room. Outside you'll find a low maintenance front and backyard, complete with lawn areas and plenty of room for outdoor enjoyment, gardening, entertaining, or relaxing, includes a detached 2 car garage and a long drive way, providing ample parking, storage and flexibility for hobbies or workshop space. New sewer & drain lines, new plumbing and property clean out. Conveniently located near Westfield Valley Fair, Santana Row, San Jose City college, Santa Clara County Medical Center, dining and easy access to highway 280 & 880

Getting Around

75
WalkingVery Walkable
48
TransitSome Transit
55
BikeBikeable

Schools

6/10
2/10
Monroe Middle SchoolGrades 6-80.9 mi
5/10
Del Mar High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Refrigerator,Washer/Dryer
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: ShowerandTub, UpdatedBaths

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,179
  • Total interior livable area: 1,179 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 27731009
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Barbecue,Fenced
  • Fencing: Wood

Lot

  • Lot size: 5,250 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,961$71,532
Home Insurance *$101$1,212
Property Taxes $1,595$19,140
Electricity $398$4,786
Total$8,055$96,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,171/yr
40% on housing$241,650/yr
45% on housing$214,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 95128$653
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95128$1,090
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$1,179,000
2026-07-17Listed for sale$1,179,000

For Sale by Agent

AgentKathy Low
BrokerageColdwell Banker Realty

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