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180 Palmetto Cir NE, Port Charlotte, FL, 33952

2beds
1baths
960sqft
$169,000
$176price/sqft
$1,166/moest. monthly cost
$46,640/yrincome needed

About This Home

Welcome to your piece of paradise! This move in ready home has been well maintained and owner occupied for the last 15 years and had a new metal roof installed in 2015 with many years of left life. The property is centrally located with nearby shopping, dining, and entertainment. NO HOA fees or deed restrictions! The back yard is oversized with multiple mature fruit trees and more than enough room to add a pool if desired. Upon entering the home you will be greeted by a surprisingly spacious living room with a nearby bonus room/office to the left and a dining room to the right. The bonus room could easily be converted to a 3rd bedroom. The kitchen has solid wood cabinets and a large pantry along with access to the carport. The master bedroom is among the largest bedroom found in homes of this size giving you more than enough space for a king bedroom set and the guest bedroom is also well sized! The bathroom features a shower tub combo and there is an exterior laundry room attached to the carport. Contact your agent today for a private showing, affordable move in ready options like this don’t last long!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
7/10
4/10
Charlotte High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Other

Bathroom1

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: First

Dining Room

  • Level: First
  • Dimensions: 7x7

Features

  • Thermostat
  • Window features: Window Treatments
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First
  • Dimensions: 7x10

Living Room

  • Level: First
  • Dimensions: 13x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Dimensions: 11x9

Property

Details

  • Parcel number: 402227259005
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 8,934 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$112$1,344
Property Taxes $3$36
Electricity $197$2,366
Total$1,166$13,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,977/yr
40% on housing$34,980/yr
45% on housing$31,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$149
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-20Price change$179,000
2025-07-21Price change$180,000
2025-06-25Listed for sale$190,000
2011-08-24Sold$26,000

For Sale by Agent

AgentJesse DeMello
BrokerageRE/MAX PALM REALTY

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