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951 W Lagoon Ave, Gulf Shores, AL, 36542

3beds
4baths
1,640sqft
$799,000
$487price/sqft
$5,038/moest. monthly cost
$201,520/yrincome needed

About This Home

Beautifully decorated 3-bedroom, 4-bath coastal home offering stunning Gulf views! This bright, open floor plan features spacious living areas and a fully equipped kitchen with quartz countertops, stylish backsplash, and stainless steel appliances—perfect as a full-time residence, second home, or income-producing rental. Located in West Lagoon Cottages #SS, this home comfortably accommodates up to 10 guests with built-in bunk beds and a pull-out sofa, making it ideal for families and vacation rentals. Enjoy resort-style amenities including a large community pool and deeded beach access for owners and guests. This turnkey, fully furnished property is a proven rental performer with immediate income potential. Owner incentives include 6 months of free property management and over $40,000 in rental bookings already secured over the next four months. Seller financing available. “Seller willing to work with buyer agents”

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
10/10
7/10
Gulf Shores High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,640 sqft

Property

Details

  • Parcel number: 6604194000009020

Features

  • Exterior features: Other

Lot

  • Lot size: 1,411 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$565$6,780
Property Taxes $193$2,316
Electricity $240$2,881
Total$5,038$60,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,731/yr
40% on housing$151,140/yr
45% on housing$134,346/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 36542$341
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36542$249
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$799,000
2025-11-20Sold$795,000
2025-09-26Price change$795,000
2025-06-18Listed for sale$799,500
2024-02-23Sold$779,900
2024-01-22Pending sale$779,900
2023-10-09Price change$779,900
2023-10-09Price change$749,900
2023-10-09Price change$779,900
2023-10-09Price change$749,900
2023-09-29Price change$779,900
2023-09-27Price change$849,900
2023-09-22Listed for sale$799,900
2023-09-08Sold$799,900
2023-07-14Price change$779,900
2023-07-13Price change$799,900
2023-05-05Price change$779,900
2023-05-05Price change$749,900
2023-05-05Listed for sale$779,900
2023-03-02Sold$820,000
2022-12-22Pending sale$779,900
2022-12-22Price change$799,900
2022-12-21Pending sale$749,900
2022-10-13Price change$779,900
2022-10-13Price change$749,900
2022-08-30Pending sale$779,900
2022-08-30Price change$779,900
2022-08-30Listed for sale$749,900
2020-07-06Sold$15,720

For Sale by Owner

AgentProperty Owner

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