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32529 Lakeview Cir, Loxley, AL, 36551

2beds
3baths
1,900sqft
$449,900
$237price/sqft
$2,930/moest. monthly cost
$117,200/yrincome needed

About This Home

Live the dream in the beautiful, gated golf community of Steelwood. Imagine yourself fishing in the private 250-acre lake and catching huge bass and bream, then playing golf on the Jerry Pate designed championship 18-hole golf course in the afternoon. This well-built 2 b/r, 2.5 bath custom home, with views of the 18th fairway and the beautiful Steelwood Lake, features an emphasis on the timeless quality and style with 10 ft. ceilings, Australian cypress flooring, distressed pine paneling, extensive crown molding throughout, granite counters, large walk-in closet in the primary bedroom with a safe. The primary bedroom also offers an 8x10 sitting area with great views and a large bathroom w/garden tub and free-standing shower. The home features a new roof (2022), security system, surround sound, and plantation shutters throughout. Bedroom 2 offers a full bathroom. This home is also equipped with two electric water heaters with circulation pumps for instant hot water. The downstairs 12x37 golf cart parking/storage area is climate controlled. Entertain your friends on the large (25x11), rear screened porch overlooking the golf course and lake! Buyer to verify all information during due diligence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Loxley Elementary SchoolGrades PK-66.1 mi
8/10
8/10
Robertsdale High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Dimensional
  • Construction materials: Wood Siding,Hardboard,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator w/Ice Maker,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 168

Features

  • Central Vacuum,Ceiling Fan(s),High Ceilings,Split Bedroom Plan,Storage
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 462

Master Bathroom

  • Features: Double Vanity, Soaking Tub, Separate Shower, Private Water Closet

Master Bedroom

  • Features: Sitting Area, Walk-In Closet(s)
  • Level: Main
  • Area: 256

Property

Details

  • Parcel number: 3306130000001.091

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Front Porch
  • Exterior features: Termite Contract
  • Has view: Yes
  • View description: Lake,Golf Course
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 10,454 sqft
  • Features: Less than 1 acre,On Golf Course
  • Lot size dimensions: 45 x 170 IRR

Parking

  • Parking features: Golf Cart Garage,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$308$3,696
Property Taxes $108$1,296
Electricity $240$2,881
Total$2,930$35,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,457/yr
40% on housing$87,900/yr
45% on housing$78,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 36551$168
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36551$170
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$459,900
2026-03-17Pending sale$469,900
2026-02-03Price change$469,900
2026-01-23Price change$494,900
2026-01-02Listed for sale$499,900
2025-12-20Listing removed$499,900
2025-10-01Price change$499,900
2025-09-15Price change$509,000
2025-09-02Price change$514,900
2025-05-27Price change$519,900
2025-05-09Price change$529,900
2025-04-21Price change$534,900
2025-03-11Price change$549,900
2025-02-21Price change$569,900
2025-02-03Listed for sale$579,900

For Sale by Agent

AgentMatthew Franklin
BrokerageDelta Realty LLC

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