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13813 Scenic Highway 98, Fairhope, AL, 36532

2beds
2baths
1,064sqft
$1,170,000
$1,100price/sqft
$9,300/moest. monthly cost
$372,000/yrincome needed

About This Home

Experience the beauty of life on the Eastern Shore of Mobile Bay in this exceptional waterfront property. Fish and crab right from your private deck, complete with two covered boathouses and lifts—perfect for boating enthusiasts and coastal living at its finest. Prime bayfront property featuring a 340 sq ft screened porch and large deck with sweeping water views—perfect for indoor-outdoor living and entertaining.Start your mornings with coffee overlooking the water and unwind in the evenings with breathtaking, priceless Mobile Bay sunsets. The property features an extensive bulkhead reinforced with rip rap offering peace of mind.Inside, enjoy stunning water views from nearly every room—watch dolphins swim by from the kitchen, living room, screened porch, or even your primary bedroom. The home has been thoughtfully updated with granite countertops, a beautifully renovated primary shower, and quality Pella windows and doors throughout.The ground-floor recreation room or office provides flexible space (not included in heated and cooled square footage). Outside, the neatly maintained and landscaped yard is attractively fenced and includes an outdoor shower and even a dedicated dog-washing tub. There's lots of parking out front and underneath.This is a rare opportunity to own a slice of Fairhope waterfront paradise—where every day feels like a getaway. Buyer to verify all information during due diligence.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

9/10
J Larry Newton SchoolGrades PK-64.6 mi
10/10
Fairhope Middle SchoolGrades 7-85.1 mi
9/10
Fairhope High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1971

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator w/Ice Maker,Washer
  • Laundry features: Inside

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Storage
  • Flooring: Tile,Wood

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: Main
  • Area: 266

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 5604190000037.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bay Front - Building,Waterfront,Seawall,Pier
  • Waterbody name: Mobile Bay

Lot

  • Lot size: 0.34 Acres
  • Features: Few Trees,Boat Lift
  • Lot size dimensions: 50 x 295

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,916$70,992
Home Insurance *$758$9,096
Property Taxes $2,386$28,632
Electricity $240$2,881
Total$9,300$111,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,857/yr
40% on housing$279,000/yr
45% on housing$248,000/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,100This listing

vs Other Active Listings

Avg $/sqft

ZIP 36532$241
Baldwin County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 36532$221
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$1,195,000
2015-03-05Sold$507,000
2010-12-10Sold$348,000

For Sale by Agent

AgentRandy Branch
BrokerageBellator Real Estate, LLC Fair

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