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1438 Sandy Ln APT B, Gulf Shores, AL, 36542

4beds
3baths
2,383sqft
$659,900
$277price/sqft
$4,228/moest. monthly cost
$169,120/yrincome needed

About This Home

Welcome to 1438 Sandy Lane, Unit B—a turnkey coastal retreat situated in The Dunes, offering effortless beach living in the heart of Fort Morgan.This beautifully maintained duplex features gorgeous Gulf views and thoughtful updates throughout, including a FORTIFIED roof for added durability and potential insurance savings. The home is equipped with all new kitchen appliances, hurricane-rated front windows, and recent exterior improvements like new front porch steps (2025) and a refinished back porch (2026), giving you peace of mind from day one.Location is everything, and this one delivers. Situated right next to the neighborhood pool, it’s perfect for easy, family-friendly access just steps away. And directly across the street from The Dunes, you’ll find the popular restaurant, Tacky Jacks, making dining out or grabbing a quick bite incredibly convenient, no cooking required after a day at the beach.Offered fully furnished (see agent notes for details) and complete with a washer and dryer combo, this property is truly move-in or rental-ready, ideal as a second home, vacation getaway, or income-producing investment.If you’ve been searching for low maintenance coastal living with unbeatable proximity to the beach, pool, and local favorites—this is it. Buyer to verify all information during due diligence.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Foley Elementary SchoolGrades PK-622.1 mi
4/10
Foley Middle SchoolGrades 7-822.1 mi
7/10
Foley High SchoolGrades 9-1221.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Hardboard

Type & Style

  • Home type: Condo
  • Property subType: Duplex,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator w/Ice Maker,Washer
  • Laundry features: Level 2

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Luxury Vinyl Plank

Heating

  • Heating features: Electric,Central

Interior Area

  • Total structure area: 2,383
  • Total interior livable area: 2,383 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 6908010005008.014902
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Association
  • Patio & porch: Rear Porch,Front Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Indirect Gulf Side,Pool
  • Has water view: Yes
  • Water view: Indirect Gulf Side
  • On waterfront: Yes
  • Waterfront features: Beach Accs (<=1/4 Mi)
  • Waterbody name: Gulf of Mexico/America

Lot

  • Features: Less than 1 acre
  • Lot size dimensions: 83 x 110 x 74 x 88

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$467$5,604
Property Taxes $159$1,908
Electricity $266$3,199
Total$4,228$50,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,960/yr
40% on housing$126,840/yr
45% on housing$112,746/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 36542$342
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36542$249
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$680,000

For Sale by Agent

AgentTiffany Perkins
Brokerage1702 Real Estate

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