1020 Polk Ln, San Jose, CA, 95117
About This Home
Part of a well-managed Planned Unit Development (PUD), this beautifully updated end-unit townhome in sought-after West San Jose features a good-sized, fenced private backyarda rare find in townhome living. Enjoy an unbeatable lifestyle just minutes from Santana Row, Westfield Valley Fair, and Westgate Center, with desirable schools (Payne Elementary, Moreland Middle, Prospect High, buyer to verify) and proximity to prestigious private schools including The Harker School, Stratford Preparatory San Jose Blackford, and Mitty High School. This bright home offers an open floor plan with new gleaming flooring, fresh interior paint, contemporary lighting, dual-pane windows, a newer furnace and central A/C, and Tesla home charging readiness. The fully renovated kitchen boasts stainless steel appliances, quartzite countertops, and ample cabinetry. The spacious master bedroom includes a convenient office area, perfect for working from home. Easy access to Highways 280, 85, and the San Tomas Expressway for a quick commute to Apple, Nvidia, and all of Silicon Valley. Low HOA dues include a community swimming pool and water. A must-see home!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Other
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Gas Oven/Range,Refrigerator
- Laundry features: Inside
Bathroom
- Features: Granite, PrimaryStallShowers, ShoweroverTub1, Tile, UpdatedBaths, HalfonGroundFloor
Bedroom
- Features: PrimarySuiteRetreat
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningArea
Family Room
- Features: NoFamilyRoom
Features
- Walk-In Closet(s)
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central Forced Air Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,688
- Total interior livable area: 1,688 sqft
Kitchen
- Features: ExhaustFan
Property
Details
- Parcel number: 29947024
- Zoning: R1PD
- Special condition: Standard
Features
- Stories: 2
- Pool features: Community
Lot
- Lot size: 2,045 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $1,243 | $14,916 |
| Electricity | $398 | $4,786 |
| Total | $7,030 | $84,360 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $1,050,000 |
| 2023-08-06 | Listing removed | -- |
| 2023-07-29 | Price change | $3,999 |
| 2023-07-26 | Listed for rent | $4,200 |
| 2023-07-23 | Listing removed | -- |
| 2023-07-08 | Price change | $4,200 |
| 2023-07-04 | Price change | $4,380 |
| 2023-06-25 | Listed for rent | $4,200 |
| 2015-10-30 | Sold | $771,000 |
| 2015-10-02 | Pending sale | $737,000 |
| 2015-09-22 | Price change | $737,000 |
| 2014-07-21 | Listed for sale | $745,000 |
| 2011-07-11 | Sold | $367,500 |
| 2011-04-06 | Listing removed | -- |
| 2011-04-01 | Price change | $69,000 |
| 2011-03-04 | Listed for sale | -- |
| 2010-10-12 | Sold | $365,500 |
| 2006-02-07 | Sold | $600,000 |
| 2004-02-03 | Sold | $467,500 |
| 2001-02-28 | Sold | $443,000 |
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