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1010 Polk Ln, San Jose, CA, 95117

4beds
3baths
1,688sqft
$1,374,000
$814price/sqft
$9,509/moest. monthly cost
$380,360/yrincome needed

About This Home

Welcome to your dream home in the heart of San Jose! This stunning four-bedroom, 2.5-bathroom end-unit townhouse offers 1,688 square feet of contemporary living space. Enjoy new flooring throughout, new stylish lighting fixtures including recessed lighting, new doors, new mirrored closet doors, dual pane windows with plantation shutters, copper plumbing, water softener, kitchen water filter and a fresh coat of interior paint that creates a bright and inviting atmosphere. The fully renovated kitchen boasts new stainless appliances, quartzite counters and ample cabinetry with pull out drawers and a spacious pantry. The open-concept layout seamlessly connects the living and dining areas, providing a perfect setting for family gatherings or cozy evenings at home. Step outside to your own private backyard. There are many fruit trees including Avocado, loquat, orange, lime, and fig. Located just minutes from Santana Row, Apple, and Nvidia, this townhouse offers unparalleled access to shopping, dining, and tech hubs, making it perfect for professionals and families alike. Quiet community with a swimming pool in time for summer with a low HOA. Payne Elementary, Moreland Middle, Prospect High. This home is a rare find in a prime location, blending modern comforts with convenience.

Getting Around

45
WalkingCar-Dependent
39
TransitSome Transit
60
BikeBikeable

Schools

7/10
Moreland Middle SchoolGrades 6-81.8 mi
8/10
Prospect High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer,Water Softener
  • Laundry features: In Garage

Bathroom

  • Features: ShowerandTub, Skylight, StallShower, Tile, HalfonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • One Or More Skylights
  • Flooring: Tile,Vinyl Linoleum
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Kitchen

  • Features: Countertop_Stone, ExhaustFan, Pantry

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 29947028
  • Zoning: R1PD
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard
  • Spa features: Other
  • Fencing: Back Yard,Gate,Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2,141 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Common,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,947$83,364
Home Insurance *$104$1,248
Property Taxes $2,060$24,720
Electricity $398$4,786
Total$9,509$114,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,022/yr
40% on housing$285,270/yr
45% on housing$253,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$814This listing

vs Other Active Listings

Avg $/sqft

ZIP 95117$673
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95117$1,190
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,374,000
2025-10-21Sold$1,145,000
2025-10-07Pending sale$1,150,000
2025-09-27Listed for sale$1,150,000
2025-09-26Pending sale$1,150,000
2025-09-18Listed for sale$1,150,000
2006-12-08Sold$138,000
1999-06-01Sold$338,000

For Sale by Agent

AgentSteve Guerrero
BrokerageIntero Real Estate Services

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