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616 Escambia Loop, Lillian, AL, 36549

1beds
1baths
700sqft
$199,900
$286price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Opportunities like this in Spanish Cove don’t come around often—especially with this level of charm,feels like home the moment you walk in. Imagine mornings in your sunroom with coffee in hand, evenings unwinding in your private screened in porch(10x18). This home sits on a slab also has a double lot equipped with Electrical and plumbing for a 5th wheel and has a very nice 12x8 shop as well. New roof after Sally, New washer and drye, dishwasher,frig, hot water heater and AC only 4 years old. Access to one of the area’s most sought-after communities, this is the kind ofproperty buyers wait for—but rarely find. In addition you will be pleased of the location being in a quiet cul Don’t wait… homes like this don’t stayon the market long.This property is in the safe, friendly, beach neighborhood of Spanish Cove on the shores of Perdido Bay, just 5 minutes fromthe Lillian boat launch and only 15 minutes from the sugar white beaches of the Gulf of Mexico. There is something for everyone in this exclusivecoastal community that sits on the Alabama/Florida line. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only$74/Mo (dues paid quarterly) and includes trash pick-up, 24 hours security and key FOB entry into facilities, two clubhouses, a year-round juniorOlympic sized swimming pool that is heated and covered in the winter months. The many offered activities include: aquatic classes, pickleball/tennis courts, basketball court, fitness facility, playground, shuffleboard, and nature hiking trails. You can join the community-organized activitieslike Bingo, card games, live bands, book clubs, garden club, and group travel opportunities. All information demied reliable buyer to verify allinformation during due diligence. Buyer to verify all information during due diligence.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Elberta Elementary SchoolGrades PK-67.5 mi
7/10
Elberta Middle SchoolGrades 7-88.5 mi
9/10
Elberta Middle SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mobile
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Disposal,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 5208257024011.000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Patio,Porch Screened
  • Exterior features: Storage
  • Has view: Yes
  • View description: None/Not Applicable
  • Waterfront features: No Waterfront

Lot

  • Lot size: 3,223 sqft
  • Features: Level,Some Trees,Subdivision,Less Than 1 Acre

Parking

  • Parking features: No Garage/Carport Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$196$2,352
Property Taxes $48$576
Electricity $240$2,881
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 36549$103
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36549$184
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$199,900

For Sale by Agent

AgentJoy T Sullivan
BrokerageJoy Sullivan Realty LLC

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